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Mar 17, 2014 15:26:43 GMT
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Right guys,
I am looking to buy retro that is cheap to insure. I am only 18 so every insurance company automatically thinks I am a boy racer. I am looking for something cheap to insure and I can use as a daily/ on going project. Would love to hear any suggestions?
Jake
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BMW e36 compact
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Mar 17, 2014 15:45:22 GMT
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As daft as it sounds, you maybe better looking at a slighter larger engined saloon rather than a small engined hatchback ( these seem to be designated young driver/ boy racer cars. Rightly or wrongly  ) |
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Mar 17, 2014 15:54:30 GMT
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I have noticed that, but it's just did in. A good reliable one. I am looking for one with not much needing done, but all I see for sale need some work.
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BMW e36 compact
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adam73bgt
Club Retro Rides Member
Posts: 5,003
Club RR Member Number: 58
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Cheap to insure retros?adam73bgt
@adam73bgt
Club Retro Rides Member 58
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Mar 17, 2014 16:18:43 GMT
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At 20 I was paying around 700 for insurance on my MGB GT, which has now dropped by a couple hundred now I'm 22, my brother whos 19 has just got insurance on his Mk2 Fiesta for around 650. Its gonna come down to a lot of factors really, post code being a big one. I don't take too much notice of car/engine size when looking now as I got a quote on a 6.75 litre Rolls Royce for 15 quid less than my 1.8 MGB  but this may show that driving things which the insurance companies aren't seeing lots of young lads write off could help |
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Mar 17, 2014 18:34:37 GMT
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Yeah I know why you're saying, it's getting away from cars with the bad image. I've been looking at mk2 jettas but the cheapest I have been quoted is 1350, which is still a fortune in my eyes.
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BMW e36 compact
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Mar 17, 2014 18:43:14 GMT
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Fiesta Mk1s are a bad bet, worth a check at least
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Mar 17, 2014 19:20:47 GMT
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Have a look at a Diesel, Series Land Rover. Not remotely fast, by anyone's standards, cheap to fix, easy to work on (good job as you'll be doing it lots!), and relatively cheap to run. Oh, not to mention that they can be HUGE fun  As an 'old man' at 33, I pay £125 a year, fully comp for my 2.25 petrol 109 S3. I'd suspect you'd stand a chance of getting something reasonable, insurance wise |
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Mar 17, 2014 20:18:14 GMT
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Have a look at a Diesel, Series Land Rover. Not remotely fast, by anyone's standards, cheap to fix, easy to work on (good job as you'll be doing it lots!), and relatively cheap to run. Oh, not to mention that they can be HUGE fun As an 'old man' at 33, I pay £125 a year, fully comp for my 2.25 petrol 109 S3. I'd suspect you'd stand a chance of getting something reasonable, insurance wise I don't think I would be able to keep up with fuel costs if I am honest, that's something I have never thought about though to be fair. |
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BMW e36 compact
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Mar 17, 2014 20:41:42 GMT
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Have a look at a Diesel, Series Land Rover. Not remotely fast, by anyone's standards, cheap to fix, easy to work on (good job as you'll be doing it lots!), and relatively cheap to run. Oh, not to mention that they can be HUGE fun As an 'old man' at 33, I pay £125 a year, fully comp for my 2.25 petrol 109 S3. I'd suspect you'd stand a chance of getting something reasonable, insurance wise I don't think I would be able to keep up with fuel costs if I am honest, that's something I have never thought about though to be fair. Well, you'll be looking around 30MPG+ for a Diesel S3 I should think. Pretty respectable for any retro/classic, really |
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adam73bgt
Club Retro Rides Member
Posts: 5,003
Club RR Member Number: 58
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Cheap to insure retros?adam73bgt
@adam73bgt
Club Retro Rides Member 58
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Mar 17, 2014 20:51:59 GMT
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Yeah I know why you're saying, it's getting away from cars with the bad image. I've been looking at mk2 jettas but the cheapest I have been quoted is 1350, which is still a fortune in my eyes. Aye, hmm £1350 isn't tooo bad for a first car, its about what I was getting quoted for on a modern hatchback before I bought the MG Depending on where you live, 1350 may be the cheapest you can get |
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compass
Posted a lot
www.compasstrading.co.uk
Posts: 1,644
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Mar 17, 2014 20:56:21 GMT
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Series Landys are certainly an acquired taste! If you like your motor to be slow, noisy, with the oddest steering ever plus like a consistently wet interior with an almost pointless heater and you like having a pain in your right shoulder due to the lack of space, go for one ! Having said that, i know many people who love them, and do drive them as a daily. They are simple to work on, parts cheap and easy to obtain. Insurance wise, I doubt you could get much cheaper than a moggy. These are soooo simple to work on, look good on minilites and are easy enough to tweek to get acceptable and entertaining RWD fun. |
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Mar 17, 2014 21:25:50 GMT
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Series Landys are certainly an acquired taste! If you like your motor to be slow, noisy, with the oddest steering ever plus like a consistently wet interior with an almost pointless heater and you like having a pain in your right shoulder due to the lack of space, go for one ! Having said that, i know many people who love them, and do drive them as a daily. They are simple to work on, parts cheap and easy to obtain. Insurance wise, I doubt you could get much cheaper than a moggy. These are soooo simple to work on, look good on minilites and are easy enough to tweek to get acceptable and entertaining RWD fun. I like the idea of a Moggy, simple a series goodness, plenty of parts and a whole load of online knowledge Good thinking |
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Mar 17, 2014 22:13:30 GMT
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Yeah I know why you're saying, it's getting away from cars with the bad image. I've been looking at mk2 jettas but the cheapest I have been quoted is 1350, which is still a fortune in my eyes. Aye, hmm £1350 isn't tooo bad for a first car, its about what I was getting quoted for on a modern hatchback before I bought the MG Depending on where you live, 1350 may be the cheapest you can get It's not my first car it's my second car and I have been drivin for 1 year with 1 years no claims. It's not much lower than what my insurance for the first year |
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BMW e36 compact
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compass
Posted a lot
www.compasstrading.co.uk
Posts: 1,644
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Mar 17, 2014 22:26:34 GMT
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Aye, hmm £1350 isn't tooo bad for a first car, its about what I was getting quoted for on a modern hatchback before I bought the MG Depending on where you live, 1350 may be the cheapest you can get It's not my first car it's my second car and I have been drivin for 1 year with 1 years no claims. It's not much lower than what my insurance for the first year Don`t be too shocked if it`s another form of scene tax for the VW boys. I`d place a hefty bet that you could get insurance substantially cheaper than that with other retro cars;it might just take a bit more imagination! |
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Mar 17, 2014 22:41:55 GMT
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My series 2a was the cheapest vehicle I ever had to insure, about £90 fully comp on a normal (not classic) policy, anybody who can get 30 mpg from a standard 2.25 landy is spending a lot of time pushing though, late teens early 20's is about normal in my experiance, petrol or diesel doesn't make any real difference.
They're oddly easy to drift though under the right circumstances - and you've never experianced panic properly without seeing a LWB landrover going sideways towards you, solid suspension on road mean go-kart like handling (in a fashion)
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Mar 17, 2014 22:49:20 GMT
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I just can't see myself in a Landy, they're an acquired taste that sadly I haven't acquired. I am mainly looking for a saloon, but will consider anything really.
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BMW e36 compact
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Mar 17, 2014 23:10:42 GMT
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What about a van? Commercial insurance might be slightly cheaper and you can always have a bed in the back, which would have been handy when i was 18 (instead of sleeping in the driver seat obviously;))
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Mar 17, 2014 23:21:26 GMT
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What about a van? Commercial insurance might be slightly cheaper and you can always have a bed in the back, which would have been handy when i was 18 (instead of sleeping in the driver seat obviously;)) I wouldn't mind a van tbh, any ideas on a good one for reasonable money?? My personal preference would be a mk1 escort van. But my wallets not that big. |
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BMW e36 compact
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Mar 17, 2014 23:21:29 GMT
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I can't really see how you're going to beat £1300 at 18 years old regardless of what you drive*.
(*Obviously, Landies, 2CVs and weirdy-beardy stuff will be buttons to insure but they're not everyone's cup of tea)
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Mar 17, 2014 23:25:33 GMT
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I can't really see how you're going to beat £1300 at 18 years old regardless of what you drive*. (*Obviously, Landies, 2CVs and weirdy-beardy stuff will be buttons to insure but they're not everyone's cup of tea) I can beat it with modern cars, but they're no fun or desirable to me. |
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BMW e36 compact
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)
but this may show that driving things which the insurance companies aren't seeing lots of young lads write off could help
