tome30
Posted a lot
Posts: 1,001
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Jan 23, 2011 17:45:39 GMT
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Hi, I don't change cars often, and when I do I've always had to pay out to cancel the insurance on my existing policy, to then start a new one with a new.
Am I being thick, is this a wierd way of doing it, or should I be able to remove one car from the policy and add another, and then the insurer would higher/lower the cost accordingly.
Thanks
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Jan 23, 2011 17:47:55 GMT
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Just call them up and ask for a quote to transfer your policy to a different vehicle. Depending on the company/change in car, answers can be anything from laughing in your face to a partial refund for the change of vehicle.  |
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...proper medallion man chest wig motoring. |
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RobinJI
Posted a lot
"Driven by the irony that only being shackled to the road could ever I be free"
Posts: 2,995
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Jan 23, 2011 17:49:07 GMT
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You can normally just call them up and ask them to change what car is on the policy. I've done it a couple of times, there's usually a ~£30 admin fee, but other than that they'll just want the appropriate amount extra if it's a quicker car, or if you're lucky you might even get some back is it's a lower risk car.
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tome30
Posted a lot
Posts: 1,001
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Jan 23, 2011 17:54:03 GMT
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Brilliant, I thought so (well kind of). I'll give them a call tomorrow.
Its going from a 98 1.4 honda civic to a 91 1.8 VW Golf driver, so I guess a little higher....eeek!
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Jan 23, 2011 17:59:06 GMT
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A 91 golf - might be worth ringing adrian flux and the usual suspects to see if they'll stick it on a classic policy.
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tome30
Posted a lot
Posts: 1,001
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Jan 23, 2011 18:02:34 GMT
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Yeah had the E30 on classic Insurance, however this is exactly why I usually change insurer, different cars suit different policies. So maybe once I'm up for renewal I'll change.
do/does adrian flux give quotes online ?
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fogey
Posted a lot
Posts: 1,598
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Jan 23, 2011 18:35:30 GMT
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Just be aware that some (but by no means all) classic car policies do not provide cover for commuting to and from work |
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Jan 23, 2011 18:36:22 GMT
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lol, I have a 1996 1.4 Civic, expect a re-fund, or at least pay nothing to change! Shockingly expensive to insure for what they are!
Although for the golf defo worth checking some classic insurance comps for that!
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Last Edit: Jan 23, 2011 18:36:50 GMT by Deleted
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gazjon
Part of things
Posts: 632
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Jan 23, 2011 18:51:28 GMT
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I changed from a '95 volvo T5 to a '94 Chavalier diesel. The insurance company reduced the cost by £0, greedy buggers.
I really do think its a lottery with insurance
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Last Edit: Jan 23, 2011 18:52:29 GMT by gazjon
Mk2 Cavalier saloon
Mk4 Astra Van z20let
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tome30
Posted a lot
Posts: 1,001
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Jan 23, 2011 22:13:11 GMT
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Yeah my civic has been the most expensive car to ensure since I was 17!
Thanks for all your help guys!
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Jan 23, 2011 22:14:10 GMT
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I changed from a '95 volvo T5 to a '94 Chavalier diesel. The insurance company reduced the cost by £0, greedy buggers. I really do think its a lottery with insurance Best summary of car insurance. It really is a lottery. I always get told to try Adrian Flux etc etc, classic car policy etc etc. The usual stuff and it never works for me. Adrian Flux wanted £4000 to insure me on a 2.0L Ghia Sierra.  |
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1992 Sierra XR4x4
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Jan 24, 2011 15:56:49 GMT
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NIck, Peter best is the place for Sierra's
Mine last june was the least i've ever paid to insure a car £170 a year!
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Jan 24, 2011 16:24:33 GMT
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On the subject of insurance, don't forget if it's taxed it needs to be insured or you will be fined. On a SORN you are OK. Just something to remember if it's still in your name and you are changing cars/policies.
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Jan 24, 2011 16:40:25 GMT
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On the subject of insurance, don't forget if it's taxed it needs to be insured or you will be fined. On a SORN you are OK. Just something to remember if it's still in your name and you are changing cars/policies. Most insurers will let you change the policy over to the new car, then add the old one on as a temporary vehicle until you get it sold. |
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" East bound and down, loaded up and truckin' "
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Jan 24, 2011 16:43:59 GMT
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Yep, so I hear, but the OP was originally going to cancel one and start a new one, so worth mentioning.
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tome30
Posted a lot
Posts: 1,001
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Jan 24, 2011 20:14:18 GMT
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Thanks will check, as I did not know that.
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tome30
Posted a lot
Posts: 1,001
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Jan 26, 2011 19:18:07 GMT
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Sorry to put an insurance post back to the top of the thread.....but just wanted to close this one by saying, I have changed the car on the on the same policy for a £35 transfer fee and the monthly cost stayed the same, thanks for all you help...........END THREAD |
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