GavinJ
Club Retro Rides Member
MGB 3.9 v8 Sebring
Posts: 927 
Club RR Member Number: 209
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Classic Car insurance?GavinJ
@gavinj
Club Retro Rides Member 209
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Jan 22, 2005 16:09:39 GMT
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I'm having a nightmare trying to get a classic car policy because of my age. I'm 20 and on most classic policies you have to be 21!  Anyone got any suggestions to who i can try? I'll only do about 3000 miles a year in it as its my 2nd car.......and i can't afford to pay another big premium..... |
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Last Edit: Jan 22, 2005 16:10:12 GMT by GavinJ
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Jan 22, 2005 16:10:52 GMT
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footman james
but i think 99% are 21 +
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2001 HONDA CT110 (NOT RCV)
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v8ade
Part of things
Posts: 947
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Jan 22, 2005 18:40:51 GMT
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insure it as a normal car i have my 18 yr old daughter on the 2ltr firenza they would insure it normal but not as a classic norwich union did it through a broker
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V8 on open headers at full throttle "Heaven"
Jaguar xf SportBrake
rover 820 Turbo vitesse
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Jan 22, 2005 20:18:16 GMT
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mg owners club??
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2001 HONDA CT110 (NOT RCV)
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Nathan
Club Retro Rides Member
Posts: 5,626
Club RR Member Number: 1
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Classic Car insurance?Nathan
@bgtmidget7476
Club Retro Rides Member 1
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Jan 22, 2005 20:51:35 GMT
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Lancaster mate i was 17 when i got my first classic MG and they insured me for 450 3rd party on a 1500 midget i am 23 now and 450 fully comp on a Modded BGT
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GavinJ
Club Retro Rides Member
MGB 3.9 v8 Sebring
Posts: 927
Club RR Member Number: 209
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Classic Car insurance?GavinJ
@gavinj
Club Retro Rides Member 209
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Excellent just tried lancaster and your right you don't have to be over 21! i've put my annual mileage as 3000 and third party fire and theft so hopefully it will be nice and cheap....fingers crossed  |
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Classic Car insurance?BenzBoy
@benzboy
Club Retro Rides Member 7
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All the classic policies I've asked about have said that you don't build up any NCB on them. Which is ridiculous... I mean you either make a claim or you don't, regardless of what policy it is  . Are they all like this or do some insurers give NCB on classic policies? |
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Nathan
Club Retro Rides Member
Posts: 5,626
Club RR Member Number: 1
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Classic Car insurance?Nathan
@bgtmidget7476
Club Retro Rides Member 1
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Jan 23, 2005 11:28:32 GMT
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Lancaster have given me 3 year NCB so dunno mate, i know some don't though so your right. then again for how cheap i get it NCB would not really make much difference cus of my age
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GavinJ
Club Retro Rides Member
MGB 3.9 v8 Sebring
Posts: 927
Club RR Member Number: 209
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Classic Car insurance?GavinJ
@gavinj
Club Retro Rides Member 209
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Jan 24, 2005 13:58:50 GMT
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I give up, just got my quote from lancaster and wait for it, Premium: £1869.47 On 3000 miles year, third party fire and theft, cat 1 alarm/immobiliserfitted  |
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Benmarina16v
Part of things
1974 2ltr 16 Valve Marina Coupe 200Bhp On The Way
Posts: 414
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Jan 24, 2005 15:36:09 GMT
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I have insurance with lancaster on my capri. £800 TPFF... I'm only 20 with 2yrs NCB..... Strange....
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 '87 2.8 Ford Capri '74 2.0 16V Marina Coupe '72 1800TC Saloon '72 1800TC Coupe -------------------------------------------- www.morrismarina.net |
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GavinJ
Club Retro Rides Member
MGB 3.9 v8 Sebring
Posts: 927
Club RR Member Number: 209
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Classic Car insurance?GavinJ
@gavinj
Club Retro Rides Member 209
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Jan 24, 2005 16:58:07 GMT
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I've emailed them back querying it as it seems very expensive, lets see what they say.
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GavinJ
Club Retro Rides Member
MGB 3.9 v8 Sebring
Posts: 927
Club RR Member Number: 209
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Classic Car insurance?GavinJ
@gavinj
Club Retro Rides Member 209
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Jan 24, 2005 19:45:24 GMT
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I questioned why it was so high and they had this response,
'This is the best quotation that we are currently able to provide.'
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Classic Car insurance?BenzBoy
@benzboy
Club Retro Rides Member 7
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Jan 24, 2005 19:52:09 GMT
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I give up, just got my quote from lancaster and wait for it, Premium: £1869.47 On 3000 miles year, third party fire and theft, cat 1 alarm/immobiliserfitted That's a feckin' joke!! How ridiculous is that?! |
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GavinJ
Club Retro Rides Member
MGB 3.9 v8 Sebring
Posts: 927
Club RR Member Number: 209
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Classic Car insurance?GavinJ
@gavinj
Club Retro Rides Member 209
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Jan 24, 2005 21:47:35 GMT
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Yeah getting a bit sick of it, when i was using the MG daily last year i had it insured for £1300ish with business use, fully comp, agreed value and an annual mileage of 15000. But they don't do limited mileage  |
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Nathan
Club Retro Rides Member
Posts: 5,626
Club RR Member Number: 1
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Classic Car insurance?Nathan
@bgtmidget7476
Club Retro Rides Member 1
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Jan 25, 2005 11:58:50 GMT
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what car is it on
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Andrew
Part of things
who needs track days when u live in wales
Posts: 289
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Jan 25, 2005 12:03:58 GMT
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footman james but i think 99% are 21 + thats who i am with, and i am 19. £330 in my own name with 2000 miles a yr. also they have just given me a quote of £548 on a s1 quattro sport. so they are very good |
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GJM
Posted a lot
Alloy engines; like communism- great in theory.
Posts: 1,393
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Jan 25, 2005 13:18:55 GMT
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Yeah I'm 17 and got a quote off of Fotman James for a Sunbeam Stiletto, £400 as myself as the mina driver nobody else on. Very good indeedy
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GavinJ
Club Retro Rides Member
MGB 3.9 v8 Sebring
Posts: 927
Club RR Member Number: 209
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Classic Car insurance?GavinJ
@gavinj
Club Retro Rides Member 209
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Jan 26, 2005 19:41:43 GMT
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Its a 1978 MGB GT, i've just tried footman james and it sounds promising from some of your quotes.
Fingers crossed again!
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Nathan
Club Retro Rides Member
Posts: 5,626
Club RR Member Number: 1
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Classic Car insurance?Nathan
@bgtmidget7476
Club Retro Rides Member 1
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Jan 26, 2005 22:10:32 GMT
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Jesus Lancaster must have something wrong then.
Mine is a 74
Lots of modds inc rollcage(removable)
and i only pay 450 i am 23 but i have never paied more than that not even on my 1500 midget when i was 17 and i modded that loads and told them
one other good one my mate uses who has a 6.6 ltr BGT is Norwich Union he only pays 600 and is 21 so worth a try
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Rich
Part of things
Posts: 14
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Jan 26, 2005 22:31:38 GMT
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How about putting named Mature drivers on your policy? I've heard this lowers the premium.
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. Are they all like this or do some insurers give NCB on classic policies?
