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I recently bought my first car, an 1.2 '88 nova merit saloon, which i am absolutely chuffed about. i'm not so chuffed about the insurance quotes which come in around the 2500-3000 quid mark... it's only a 1.2 so was hoping for something a bit less than this. Has anyone had a similar experience and can offer some advice, or is this just one of the pains of old cars :/
Cheers!
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Have you tried any of the classic car insurers - although some of them will not accept anything under 40 years old - I think a few of them do cover for cars that are 25 + years old - you may be restricted on mileage though
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ChasR
RR Helper
motivation
Posts: 10,309
Club RR Member Number: 170
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Nov 10, 2017 11:40:45 GMT
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I understand that classic insurers have come down hard on younger drivers.
That said, I'd try:
-Lancaster Insurance
-Peter James
-Peter Best
-Footman James
-Hagerty
-Carole Nash
-Sureterm ; they were never the best for me but you never know.
As for other choices try the following:
-Go Fully Comp ; you can be seen as a lower risk
-Add your mum or dad on as a named driver
Where do you live? Some places are natuerally expensive!
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Nov 10, 2017 17:48:00 GMT
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You will find as a 'new' driver (younger male?)you are a high risk.
You would probably be quoted similar prices on anything of similar engine size whether new or old.The biggest factor in cost is risk including age,experience,location etc etc, then the type of car,any mods etc.
Classic insurance is usually only available as second car with limited mileage.
When my daughter insures (now just 25) she puts me and her mum on as named drivers and a realistic annual mileage.
She used a comparison site (confused.com in this case) and got her renewal with the same insurer she was with cheaper than their direct renewal quote.......strange.
Keep shopping around
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Needs a bigger hammer mate.......
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