No not another moan about insurance (well a bit)...
When I first got my MX5 I went with Greenlight as a broker as they were affiliated with MX5nutz and were helpful and tolerant of modifications. However my renewal for this year seemed a bit a high at £271, admittedly I'd added business use which I hadn't realised had added £60 to the premium. I phoned Footman James for a quote (Mary was very helpful) which was £142, but with no business cover, same restricted mileage 3,000 and all modifications declared. Both quotes were for the same insurance company Ageas. I spoke to Greenlight who basically said that's a good deal go for it. The difference being that the Greenlight policy is geared towards modified and Footman James is a classic policy, my MX5 covers both camps really.
Just to say great service from both companies (although I haven't had to make a claim)
The business miles bit is a pain, I'm self employed and my 'commute' mileage is probably less than most people but as I don't commute to the same place every time it's considered business not commuting :-( Business use would be very occasional and the mileage is limited anyway.
Our dailies are insured with NFU who cover business use for policy holder and spouse as standard. NFU are also great to deal with, worth the extra over a DirectLine, Tesco etc. (IMHO).
Mark
When I first got my MX5 I went with Greenlight as a broker as they were affiliated with MX5nutz and were helpful and tolerant of modifications. However my renewal for this year seemed a bit a high at £271, admittedly I'd added business use which I hadn't realised had added £60 to the premium. I phoned Footman James for a quote (Mary was very helpful) which was £142, but with no business cover, same restricted mileage 3,000 and all modifications declared. Both quotes were for the same insurance company Ageas. I spoke to Greenlight who basically said that's a good deal go for it. The difference being that the Greenlight policy is geared towards modified and Footman James is a classic policy, my MX5 covers both camps really.
Just to say great service from both companies (although I haven't had to make a claim)
The business miles bit is a pain, I'm self employed and my 'commute' mileage is probably less than most people but as I don't commute to the same place every time it's considered business not commuting :-( Business use would be very occasional and the mileage is limited anyway.
Our dailies are insured with NFU who cover business use for policy holder and spouse as standard. NFU are also great to deal with, worth the extra over a DirectLine, Tesco etc. (IMHO).
Mark
