MARK
Part of things
Posts: 197 
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Jan 11, 2017 22:19:44 GMT
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foldy
Part of things
Posts: 710
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Jan 11, 2017 22:31:34 GMT
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That sucks. Looks very saveable too.
How comes the insurance won't cough up?
If I were you buddy, I wouldn't let that be it, keep chasing.
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MARK
Part of things
Posts: 197
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Jan 11, 2017 22:43:33 GMT
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That sucks. Looks very saveable too. How comes the insurance won't cough up? If I were you buddy, I wouldn't let that be it, keep chasing. It could have been saved was waiting on the insurance to assess but they sent someone to collect and scrap instead, and now they say their policy only covers company vehicles, recovery company with a full working open to the public garage, could have happened to anyone I guess, but I'm going to see if I can find a solicitor to take the case on see how it goes, |
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foldy
Part of things
Posts: 710
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Jan 11, 2017 22:51:44 GMT
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Best of luck with it buddy, it's not right.
Edit: Is there no chance of you at least getting it back?
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Last Edit: Jan 11, 2017 22:52:54 GMT by foldy
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79cord
Posted a lot
Posts: 2,615
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Certainly looks like it was well worth saving, so if they scrapped it without getting your consent they should pay, & not scrap money either. Outrageous. Clearly do not want to deal with cars that are anything but commodities no-one cares for.
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So they stole your car?
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1973 MK1 2600 Capri - Located in Texas
1976 3.0S Capri - X-Pack long term Project
1978 2.0S Capri
1984 Transit County MK2 4x4 LWB 2.5DI
1985 2.8i Special Capri (v8 5.0L)
1986 2.8i Special Capri
1987 280 Turbo Technics Capri
1993 1.8TD P100 - Beater, parts collector
2008 BMW 320i Touring - Daily
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rip f446mly Deleted
@Deleted
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Jan 12, 2017 10:51:05 GMT
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That does'nt sound right??
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Last Edit: Jan 12, 2017 10:51:22 GMT by Deleted
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vitessetony
Club Retro Rides Member
Posts: 1,055
Club RR Member Number: 114
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rip f446mly vitessetony
@vitessetony
Club Retro Rides Member 114
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Jan 12, 2017 12:45:45 GMT
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Hang on a minute, let me get this straight in my head, the garage where your car was at the time of the fire, it was THEIR insurance company that decided to take YOUR car and scrap it without your consent and then refuse to pay out on it?
Is that what your saying? Because if so, as someone else has pointed out they have stolen your car and destroyed it. I'd report it to the police and let the insurance company know, keep on bugging them as I'm sure that what they have done must be illegal or at the very least unlawful?
Sorry for the loss of your car you must be devastated, keep up the fight!
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merryck
Club Retro Rides Member
Posts: 477
Club RR Member Number: 9
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rip f446mly merryck
@merryck
Club Retro Rides Member 9
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Jan 12, 2017 15:40:53 GMT
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Financial Ombudsman - might be worth giving them a call. I don't know if this would be in their remit, but they're free and will be able to at least give you some advice.
Might mean playing ball with the insurance company, but from my experience the ombudsman is pretty much the only institution these companies fear.
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Jan 12, 2017 16:02:30 GMT
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^what he said^
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Jan 12, 2017 16:28:16 GMT
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So the garage was operating without public liability insurance?
If they have scrapped your car without your consent they may have committed a technical theft by treating it as their own property.
Go speak to Citizens advice. I imagine this would be easily resolved in the small claims court if it is as you say.
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Needs a bigger hammer mate.......
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BT
Posted a lot
Posts: 1,772
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Jan 12, 2017 16:29:05 GMT
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Just an echo here but that isn't right at all. If they've not paid out you're still the legal owner and keeper of that vehicle. They can only take and dispose of a vehicle if they have paid out on it. As far as I am aware.
You need to make some phone calls and kick some rear.
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rip f446mly Mercdan68
@forddan68
Club Retro Rides Member 68
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Jan 12, 2017 16:36:10 GMT
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You MUST do as suggested above it is technically theft
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Fraud owners club member
2003 W211 Mercedes E class
1989 Sierra sapphire
1998 ex bt fiesta van
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MARK
Part of things
Posts: 197
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Jan 14, 2017 13:17:03 GMT
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not going to give up on it going, to go down the legal route, might take a few months to sort but will update when it happens,
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Jan 14, 2017 13:36:00 GMT
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I think I would cover my ass in every possible direction ,police , ombudsman etc etc etc...a quick name and shame on the interweb/social media/watchdog normally has companies bricking themselves to sort their shat out! I have had great success with various consumer issues by cutting out the minions and going straight to the head hocho , they don't like the public going direct , it eats into their gin & tonic time! this should help.... ceoemail.com/#hope you get sorted! |
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Last Edit: Jan 14, 2017 13:36:48 GMT by strikey
'80 s1 924 turbo..hibernating
'80 golf gli cabriolet...doing impression of a skip
'97 pug 106 commuter...continuing cheapness making me smile!
firm believer in the k.i.s.s and f.i.s.h principles.
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Jan 14, 2017 13:58:24 GMT
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just a thought....if...sorry when they accept they are in the wrong and try to offer you some derisory amount , push them to track down and supply you an equally tidy mk2 as a direct replacement. (assuming the "pre loss" pics were recent and the car was as tidy as it looked?)
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'80 s1 924 turbo..hibernating
'80 golf gli cabriolet...doing impression of a skip
'97 pug 106 commuter...continuing cheapness making me smile!
firm believer in the k.i.s.s and f.i.s.h principles.
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Jan 14, 2017 14:51:46 GMT
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I used to practice law so if you need any advice, PM me.
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1995 Range Rover 4.0
1995 BMW 320i Saloon
1989 BMW 325i Touring
1991 Mercedes 300TE-24
1991 Mercedes 190e
1970 Sunbeam Imp Sport
1966 Valiant 200 Custom
1964 Ford Fairlane 500 Station Wagon
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