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May 21, 2007 22:36:50 GMT
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Just looking for some good recommendations  I have a '81 Toyota Corolla ;D it will be very modified.. of course! Who's good? Who's cheap? How old does you car have to be to qualify for classic car insurance? Anyone specialize in Retro?? long shot I'm guessing Ta! |
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Last Edit: May 21, 2007 22:37:43 GMT by billyfive
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May 21, 2007 22:43:28 GMT
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I'm with HIC. Been great for me, but I've heard of others saying that they've had issues with them. But I would recommend them. Always been the cheapest for me. I think its anything less than 10 years old is not covered as a classic car by them. I know the 35 and the BMW are under normal insurance, but the Mini 1000, Hornet and Beetle (when I get it) are under Classic. They like modified cars too, had many a chat to the people there about mine and there projects. I think one of the guys there is a member here. This is the website if you want to do a quote www.hertsinsurance.com/index.phpShould be getting comission for this   |
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Last Edit: May 21, 2007 22:53:00 GMT by MiniDan
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May 21, 2007 22:49:09 GMT
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I don't know about modified cars but elephant was pretty good for my daily, A very good tip though is to insure a woman as a named driver, my girlfriend saved me £80. Now I get to drive to parties and she gets to drive home, cant say fairer than that
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May 21, 2007 22:53:06 GMT
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^ That happened the opposite way round for me. I saved her £750 as a named driver!  |
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Adrian Flux, Firebond, Footman James, Liverpool Victoria, HIC, Competition Insurance, Norton, Graham Sykes...
Do you really mean a classic policy or are you just looking for cheap insurance?
Clasic policies usually coe with a number of restrictions which may not suit your needs, for example...
must be a member of recognised owners club
car must not be modified - much
you must own another car as a daily driver
you agree to restrict the mileage to like 3000 or 5000 a year
car cannot be used between 11 pm and 6 am (seen that a couple of times)
car must be kept in a locked garage when not is use.
etc.
Thats how come they can offer premiums of like £40 a year.
To qualify cars usually have to be over 20 or 25 years old.
There are "classic" polciies for newer cars but they generally aren;t as cheap and don't always offer the same benefits.
such as
guaranteed right of salvage
right to repair own car or select own repair centre
insured parts off the car
agreed value
also classic policies do not acrue and no claims bonus and do not include hire cars etc. if yours is off the road.
This is how come I'm 37, haven't had an accident claim in like 15 years and yet have no no-claims bonus....
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1941 Wolseley Not Rod - 1956 Humber Hawk - 1957 Daimler Conquest - 1966 Buick LeSabre - 1968 Plymouth Sport Fury - 1968 Ford Galaxie - 1969 Ford Country Squire - 1969 Mercury Marquis - 1970 Morris Minor - 1970 Buick Skylark - 1970 Ford Galaxie - 1971 Ford Galaxie - 1976 Continental Mark IV - 1976 Ford Capri - 1994 Ford Fiesta
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Car insurance tips please!BenzBoy
@benzboy
Club Retro Rides Member 7
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If you get quotes online, they don't always represent how low the company can quote you. I once got an online quote for £950 Fully Comp, the company then rang me and said that they could do it for £220  |
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If you get quotes online, they don't always represent how low the company can quote you. I once got an online quote for £950 Fully Comp, the company then rang me and said that they could do it for £220 Can't stress this enough! Mrs JS has the Escort insured with Firebond on a limited mileage classic policy. Online quote was £130 FC, phoned 'em up and it dropped to £95. Similarly my 3-door - not modified, but I insured it for £300 with Admiral. Then Performance Direct, who quoted £400 online, phoned me up and said £185! Edit: Re adding a female - when I went on Mrs JS's Vectra insurance it saved her £95, but me going on the Escort ADDED a bit! Cheeky sods. |
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My fleet:
Suzuki GSX-R600Y SRAD with bald, melted tyres
A borrowed Mondeo
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May 22, 2007 19:24:50 GMT
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Fantastic! Thanks guys I knew there were some rules to a classic policy. sounds no good for me. was just wondering as the quotes are always so low.. now i can see why. it's for mo fos that don't drive there cars! pah! Thanks again |
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May 22, 2007 19:33:19 GMT
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I'm with Adrian ****s and they seem quite reasonable, very cheap for me at least being a relative young'ung and quite heavily modified. Very flexible too which is quite nice |
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1900sr
Part of things
I like Mantas me!
Posts: 875
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May 22, 2007 22:11:22 GMT
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Or for those of us with enough cars to do 6000 in each! Seriously, we've got three cars on classic policies, plus two moderns on standard policies, all with RH. I've run out of miles on the GT/E, so will probably need to phone them and try and get a few more. The A will probably cover around 4000 this year, if I get around to fixing the brakes  , and the Sports Hatch will probably do about the same. |
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May 22, 2007 23:05:50 GMT
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If you get quotes online, they don't always represent how low the company can quote you. I once got an online quote for £950 Fully Comp, the company then rang me and said that they could do it for £220 ditto. £900 for the rx7 online, £500 (thats about £60 more than my mk2 golf at the time!) when i rang them. still waiting for the "we spazzed it up, wheres our 400 wing wangs?" phone call. ;D |
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, and the Sports Hatch will probably do about the same.