Hi folks,
It's that time of year again so I'm ringing around for insurance quotes.
For background, my good lady and myself both have full no-claims in our own names.
A few years ago, we were sharing a car and the insurance company we were using at the time advised us to alternate who insured it (so I insure year 1 and her no-claim is dormant, then she insures year2 and my no-claims is dormant).
This means at the end of it, neither of us gets told out no-claims is "expired" when we try to insure a car in future.
This has been fine for many (5? 8?) years with a few previous insurers.
Today I rang a Brentacre (after a tip-off at RRG14), they refuse to insure the car in my name as the car is registered in my partners name. In their terms "I have no financial interest". I bought it originally but they don't count that
Their suggestion is to reregister it in my name then they can quote to insure it
I we had sent the V5 off every time we alternated the insurance the car would now have an extra 7 "previous owners" - my partner then me then her then me then ...
Hopefully this won't head to the sinbin as a rant, either the insurance companies have changed their rules or we have been using companies with different rules in the past and I'd like to know which...
ps. The main reasons I'm looking to change insurers are 2 problems this year that could have turned nasty, the insurers have apologised but I've kinda lost confidence
many thanks.
It's that time of year again so I'm ringing around for insurance quotes.
For background, my good lady and myself both have full no-claims in our own names.
A few years ago, we were sharing a car and the insurance company we were using at the time advised us to alternate who insured it (so I insure year 1 and her no-claim is dormant, then she insures year2 and my no-claims is dormant).
This means at the end of it, neither of us gets told out no-claims is "expired" when we try to insure a car in future.
This has been fine for many (5? 8?) years with a few previous insurers.
Today I rang a Brentacre (after a tip-off at RRG14), they refuse to insure the car in my name as the car is registered in my partners name. In their terms "I have no financial interest". I bought it originally but they don't count that
Their suggestion is to reregister it in my name then they can quote to insure it
I we had sent the V5 off every time we alternated the insurance the car would now have an extra 7 "previous owners" - my partner then me then her then me then ...
Hopefully this won't head to the sinbin as a rant, either the insurance companies have changed their rules or we have been using companies with different rules in the past and I'd like to know which...
ps. The main reasons I'm looking to change insurers are 2 problems this year that could have turned nasty, the insurers have apologised but I've kinda lost confidence
many thanks.
