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Aug 12, 2013 11:24:52 GMT
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We sold our semi-Retro daily recently, and as it was so reliable we've never bothered with Breakdown cover. Now looking around to see what's available without spending a fortune. Me + SHMBO Driving : My Retro Her '51 new daily Her semi-Retro motorbike (maybe me on a semi-Retro motorbike soon) Would be ideal we had cover for US - so we're fine even if a passenger in a car but would be ok with just the details above. Any ideas? Over the years have used AA & RAC (both part of the sam parent?) and Green Flag. No ideas what's available now or what's cheapest / best avoided / recommended. Just noticed the RAC charge extra to cover vehicles over 10 years old - not sure I've ever had a vehicle that was LESS then 10 years old so it's not looking good for them All suggestions & advice apreciated
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Last Edit: Aug 12, 2013 11:26:03 GMT by nomad
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Colonelk
Posted a lot
Posts: 3,740
Club RR Member Number: 83
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Aug 12, 2013 11:35:04 GMT
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Ive not heard the RAC extra charge, Ill need to check my coverage (I'm on one of their policies that cover the driver not the car)
As a person who used to work in recovery, its worth checking through and finding out how far they will tow you (so many people had 10 mile coverage and werent covered to take them home resulting in an extra bill)
As for which ones better, well the firm I used to work for subcontracted to all of them! So for recovery you basically got the same guys, cant comment on the men in the mechanics vans. Check policies on spare tyres too, if you don't have one (or yours is unserviceable) and have a flat and the car was originally fitted with one, there can be a charge.
don't expect many of the mechanics to know what a carb is... or points or anything like that heh.
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Last Edit: Aug 12, 2013 11:36:27 GMT by Colonelk
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Aug 12, 2013 12:27:38 GMT
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For cover, id say AA, phone them up and try to get a better price - they WILL try to screw you at renewal but they will change that if you phone up.
Your best cover would be for yourself & your Mrs, covered at a personal level - not car.
I'm with AA & Greenflag (free with my bank account) but the Greenflag cover is basic - take it to the nearest garage type whereas I have Roadside Relay with AA, so even if I'm a passenger & the car breaks down in Landsend they will take all the passengers & the car back to Sheffield so it can be repaired up there.
But thats just my opinion.
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Aug 12, 2013 13:22:12 GMT
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The RAC "over 10 years old" thing bumps the price up on their website, and they are not covered by their basic policies. www.rac.co.uk/breakdown-cover/uk-breakdown/?gclid=CPKCx_3997gCFWXKtAodoygAQA&gclsrc=aw.dsJust found a compare site that lists a few companies that I've not heard of before - will have a look later ukcompared.com/products/Breakdown+Cover/Forgot to mention, I prefer to do my own repairs so recovery home is best for me, not recover to a garage and let them spend a couple of weeks walking around it before realising they don't have the knowledge or contacts to repair something made before they were born Keep the suggestions coming
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Mr S
Posted a lot
10-4 Good buddy.
Posts: 2,654
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Aug 12, 2013 14:53:38 GMT
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The 'over 10 years old' thing on the RAC policy only comes into play if you cover a single vehicle, rather than the driver in any vehicle.
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Suzuki GSXR1000 K2 BMW R1150GS BMW K1200RS Chevy K5 Blazer Chevy Suburban LT Jaguar XKR
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kevfromwales
Posted a lot
the conrod's REALLY out the block now!
Posts: 3,909
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Aug 12, 2013 14:58:14 GMT
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AA relay cover has never let me down, they've brought some right wibblepoo some massive distances
- kfw
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Almost on the road: b11 sunny breadvan, e36 tds, 325i skidcar,
nearly there: ford f250 tathauler, suzuki alto, u11 bluey
not for a while: ford pop, 32 rails,
not in this lifetime: ruby, '29 hillman
''unfortanatly I'm quite old and scruffy and in need of some loving. my drive shaft needs a new boot....''
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Copey
Posted a lot
Posts: 2,845
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Aug 12, 2013 15:54:59 GMT
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get personal cover rather than car cover, will cover you in ANY car, even if you don't own it
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1990 Ford Sierra Sapphire GLSi with 2.0 Zetec 1985 Ford Capri 3.0 (was a 2.0 Laser originally)
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Aug 12, 2013 17:00:22 GMT
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i am with green flag, covers my van which is a huge iveco daily and covers me for any vehicle I'm in which includes my 90 mx5 which they picked me up in when i blew the diff no questions asked and took me home. ive called them out twice in 12 months and been very helpful and quick to get me both times all for about £10 a month. I was with AA but changed when they would come collect me when i broke a ubolt on the axle after going through a pot hole as this is classed as a rtc so not covered by their breakdown cover and have a friend whos wife had to pay to be recovered when she hit a pot hole and broke her wheel as this also is a rtc not break down.
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Aug 12, 2013 17:46:56 GMT
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After having a stand up row with an ignorant AA , I went with green flag who were great. I only needed them once when my dynamo collapsed and they towed me home at my request no questions asked.
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Aug 12, 2013 17:58:09 GMT
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AA roadside and relay joint membership for me and my partner. It covers us individually including any car we're travelling in and will recover you to a destination of your choice.
I've only ever had one bad AA guy since 2007 but that didn't come to anything as we fixed the problem in front of him having diagnosed it while he insisted that what we said wasn't the problem.. But as well as that one idiot, I've had probably 10+ positive experiences with AA and people the subcontract to.
I know it's expensive, but they are the only one that gives me absolute peace of mind in knowing that I'm adequately covered.
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...proper medallion man chest wig motoring.
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Aug 12, 2013 19:56:08 GMT
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Binned off the AA, after they decided they wouldn't take recover my car because it wasn't registered, basically import broke down whilst driving to its first MOT, completely legal, was insured, will never use the AA for anything ever again.
with Autoaid now, £38 per year, breakdowns and recovery are paid by you and you re-claim money spent within 14 days, haven't used them yet, and I hope not to.
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Aug 12, 2013 22:22:06 GMT
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rac are doing personal for 29.99
i haz 96 reg bike and don't have cover thru ins anymore and they wont cover anything over 10 year old on vehicle only
they said itd be fine theyll cover anything via the personal cover
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2001 HONDA CT110 (NOT RCV)
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I tend to switch between RAC and AA and buy via quidco when they are doing a decent cash back offer
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For cover, id say AA, phone them up and try to get a better price - they WILL try to screw you at renewal but they will change that if you phone up. RAC do the same. Make sure you don't get put on auto renew! Once you phone up and suggest that you'll leave and re-join they'll match (or beat) the much cheaper new member rate.
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My brother is with the AA. When his lightweight Landrover broke down in a bus lane at rush hour (made the travel news!) the patrolman who turned up was ex-REME and was overjoyed at actually being able to fix something, instead of having to get it towed!
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1982 Mercedes 280TE
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Colonelk
Posted a lot
Posts: 3,740
Club RR Member Number: 83
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Aug 14, 2013 11:35:26 GMT
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I think all places should tow you home if its within your mileage coverage.
Heard the pothole is an accident thing before.... will have to see what RACs position is on that.
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Aug 14, 2013 11:53:47 GMT
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lol I was with rac broke down man in van came told me that my head gasket had gone was only the dizzy jumped the timing chain just needed timing up I now use 1st call uk £32 a year recovery to ur home not had to use them yet they cover older motors
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Aug 14, 2013 14:27:23 GMT
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Get in touch with your insurance company and see what they offer, I got home start, relay and European cover for an extra £50 on my policy and they obviously know how old the car is.
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Volvo back as my main squeeze, more boost and some interior goodies on the way.
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Aug 15, 2013 11:53:00 GMT
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If you're with the RAC make sure you car has a taxdisk in the window when you happen to brake down. Even if you can prove to them it's taxed, if the disk isn't in the window they WILL NOT tow it. Guess how I found that out? (yesterday)
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Colonelk
Posted a lot
Posts: 3,740
Club RR Member Number: 83
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Aug 15, 2013 13:45:12 GMT
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I re-read the t&cs and its true /\ completely mad
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