How frequent do you have to use a car to get to work, for it to be defined as 'commuting'?
I'm trying to get my premium down a bit and wondered if I could just use SD&P.
I work shifts, 21 days over a 5-week roster but most of the time, I use public transport, I only use the car if the trains aren't practical to get to or from work, generally very early in the morning.
I worked out that I drive on 5 of those 21 days, so less than 25% of the time.
For argument's sake, what would happen if I had SD&P cover and never drove to work, but for some exceptional reason there were no trains and I had to drive in and had an accident? Would that not be covered?
I'm trying to get my premium down a bit and wondered if I could just use SD&P.
I work shifts, 21 days over a 5-week roster but most of the time, I use public transport, I only use the car if the trains aren't practical to get to or from work, generally very early in the morning.
I worked out that I drive on 5 of those 21 days, so less than 25% of the time.
For argument's sake, what would happen if I had SD&P cover and never drove to work, but for some exceptional reason there were no trains and I had to drive in and had an accident? Would that not be covered?
