ok i wont go into the ins and outs of this but here is the jist of it.
I took out insurance last oct with ocatgon through a comparison site, put my mum on as second driver.
Early march someone else run me off the road and wrote off my car.
Insurance dragging their heals so i buy a cheap Saab to tide me by, try to in sure said car and Octagon ask me is you Mum still the main driver.
I said no I'm the main driver, so there cas been a mix up of who is main driver and they have my mum down as main driver, so its referred to underwriters. They say i put down false information so my insurance may not be valid.
It gets referred to the fraud analyst, so i have to send off passport and drivers license, utility bill and more stuff. So they come back and tell me as I'm too much of a risk (previous accidents and claims) they cant insure me as the main driver and they are cancelling my policy.
I go onto the comparison site and even with my history, I'm getting quotes from octagon, even though this woman said they cant insure me. So i sent proof of screen shots of the quotes. She looks into this. I tell her my circumstances have changed and i now am employed and i have a partner.
Now she is asking me to prove this, i have refused and told her she is taking this too far and i have never came across anyone having to prove such thing.
What do you guys think is she cross the line and being too much of a snoop. I have told her this cant be the industry standard and so on but she still wants proof.
I took out insurance last oct with ocatgon through a comparison site, put my mum on as second driver.
Early march someone else run me off the road and wrote off my car.
Insurance dragging their heals so i buy a cheap Saab to tide me by, try to in sure said car and Octagon ask me is you Mum still the main driver.
I said no I'm the main driver, so there cas been a mix up of who is main driver and they have my mum down as main driver, so its referred to underwriters. They say i put down false information so my insurance may not be valid.
It gets referred to the fraud analyst, so i have to send off passport and drivers license, utility bill and more stuff. So they come back and tell me as I'm too much of a risk (previous accidents and claims) they cant insure me as the main driver and they are cancelling my policy.
I go onto the comparison site and even with my history, I'm getting quotes from octagon, even though this woman said they cant insure me. So i sent proof of screen shots of the quotes. She looks into this. I tell her my circumstances have changed and i now am employed and i have a partner.
Now she is asking me to prove this, i have refused and told her she is taking this too far and i have never came across anyone having to prove such thing.
What do you guys think is she cross the line and being too much of a snoop. I have told her this cant be the industry standard and so on but she still wants proof.
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