|
|
|
I would like to see sme more effective regulation and maybe a tier system. tier one, cheap and cheerful. Total PITA if you have to claim on them. tier two, competant companies who will do what they say they will. Tier three, some kind of enhanced services like courtesy car delivery and all that. I would bet which magazine have some of the answers. I'm not subscribed though. i got a look at the mag in a library last week, really interesting stuff in there, but reminded me i'm knocking on a bit, mind i have always been an info-freak! Anyone get Which?
|
|
it doesn't matter if it's a Morris Marina or a Toyota Celica - it's what you do with it that counts
|
|
|
|
|
Like you say , you and i would have thought ANPR machines are doing their job but as per usual it the genuine motorist that gets stitched up. I.e if the car you drive isn't registered to you how can they track you? All rather annoying i'm affraid.
|
|
OAP drifta Volvo 340,Williams power 1960 Beetle twin 40's 1776cc
|
|
|
|
|
|
|
OAP drifta Volvo 340,Williams power 1960 Beetle twin 40's 1776cc
|
|
|
|
|
Like you say , you and I would have thought ANPR machines are doing their job but as per usual it the genuine motorist that gets stitched up. I.e if the car you drive isn't registered to you how can they track you? All rather annoying i'm affraid. Yes, but the poilice now have automatic number plate readers in their cars now, they stop you for the car having no insurace on it, confiscate your car and crush it.
|
|
1987 Maestro 1.6 HL perkins diesel conversion 1986 Audi 100 Avant 1800cc on LPG 1979 Allegro Series 2 special 4 door 1500cc with vynil roof. IN BITS. HERITAGE ISSUES.
|
|
|
|
|
See this is the major problem with their approach. These people will not be on the computer anywhere. They'll just find a way to leave the old address on the V5 or list at a fake one. And if they do get stopped, they'll just buy another car for £500 and not turn up at court... meanwhile it's alright cos the DVLA will just make life harder for those of us who do register our cars, and recoup their money that way. See the other thread about the DVLA etc...
Sucks. Big Time.
Graham
|
|
|
|
MWF
Posted a lot
Posts: 2,945
|
|
|
Alistair is spot on, we all rip into the insurance companies but it seems they might be having a tough time of it.
Another point I'd add to his list is how easily cars are declared written off, particularly newer ones.
|
|
|
|
|
|
|
;D Alistair is spot on, we all rip into the insurance companies but it seems they might be having a tough time of it. Another point I'd add to his list is how easily cars are declared written off, particularly newer ones. my job is to actually save money for norwich union,to cut down on unessecery bills and to maintain a quality service,i think i do ok,its a balancing act but i manage. our biggest expense after pi claims is accident 'management 'companies,for instance we hired a prestige saloon for £80.00 per day for 10days,one of these amc's were trying to provide an equivalent car at £265.00 per day for the same 10 days and £200 on top for collection and delivery.£800 versus £2850 ,now you know why premiums always go up!!! biggest shock was that the car would have come from our supplier via them! so where does the other £185.00 per day come from? pure profit i expect and a little for the admin. modern cars arent any easier or any harder to write off as such,its just that its easier to reach the magic cut off point,even in a minor prang ,if the airbags deploy thats about £400 per airbag,usually the front two go off,then the ecu for the airbags needs replacement as do the pre-tension seatbelts,possibly some looms can't be reused ,then theres labour plus the actual damage to the body.it all adds up,and to think this is modern technology ;D if a retro car has a minor prang,what are you looking at ? a new bumper maybe a valance and a bit of paint.a few hundered sovs at most.
|
|
|
|
|
|
|
Interesting point about the people disconnecting brake lights to cause crashes. The word on the street is that its been taken a stage further, crashes are being staged in scrapyards and in warehouses, lets say person one has a tidy looking Lexus with a wounded autobox, fully comp ins., person two buys an L-reg Orion, 3rd party ins. Crash is staged, lexus man claims for car, whiplash, and the other 3 people who were supposedly in the Lexus at the time of the crash also claim for whiplash, Orion man admits liability, his three "passengers" also claim for whiplash, and Orion man gets a bung from everyone for taking the fall. All of which adds up to one big massive claim - about £14,000 whiplash plus however much for the Lexus, all stemming from about £1000 worth of auction barrell-scrapings. The crashes themselves can be brick-on-accelerator jobs.
This is apparently happening all the time, it must be crushing the life out of the insurers and theres nothing that can be done to stop it.
|
|
|
|