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Insurance question

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andyborris Posted a lot Freedom is just another word for nothing left to lose. Posts: 2,218	Insurance question andyborris @andyborris
	Sept 13, 2012 19:15:23 GMT Select Post Deselect Post Link to Post Back to Top
	I'm legal to drive a car NOT owned by me, third party only. But, does this (non owned) car need to be insured by it's owner? A friend has asked me to move his car, he's working abroad, so the car hasn't been insured. Not worried about the tax, that's his problem! Thanks


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Smiler Posted a lot I no longer own anything FWD! Or with less than 6 cylinders, or 2.5ltrs! :) Posts: 2,492	Insurance question Smiler @smiler
	Sept 13, 2012 19:37:45 GMT Select Post Deselect Post Link to Post Back to Top
	I have always believed that it does need to be insured by someone but I can't qualify that statement with anything. That wasn't a lot of help really was it?
	www.Auto-tat.co.uk '96 Range Rover P38 DSE (daily driver) '71 Reliant Scimitar SE5 GTE 3.0ltr Jag V6 Conversion '79 Reliant Scimitar SE6A 3.0ltr 24valve Omega Conversion '85 Escort Cabrio 2.0 Zetec - Sold '91 BMW 525i - Sold '82 Cortina 2.9i Ghia Cosworth - Sold '72 VW Campervan - Sold '65 LandRover 88" - Sold

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jrevillug Posted a lot Posts: 3,520	Insurance question jrevillug @jrevillug
	Sept 13, 2012 19:39:01 GMT Select Post Deselect Post Link to Post Back to Top
	Yes it does. My Dad knows someone who was prosecuted for driving without insurance while driving his girlfriends uninsured car on the "other cars" provision.
	Caution: As the buoys marking the shoals are often out of position, mariners are cautioned to be on their guard when navigating these shores 75 Imp 72 Clan - What? An update? Never!

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Dez Club Retro Rides Member And I won't sit down. And I won't shut up. And most of all I will not grow up. Posts: 11,790 Club RR Member Number: 34	Insurance question Dez @dez Club Retro Rides Member 34
	Sept 13, 2012 20:10:06 GMT Select Post Deselect Post Link to Post Back to Top
	yes, it has to have a current insurance policy in someone elses name.
	1928 Y-block powered ford model A sedan All my other Junk

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Negative Creep Part of things Posts: 357	Insurance question Negative Creep @negativecreep
	Sept 13, 2012 23:13:23 GMT Select Post Deselect Post Link to Post Back to Top
	Every policy I've had says it has to be insured. Presumably to stop people insuring something cheap then driving around in their "friends" Skyline every day
	1983 Porsche 944 1993 Mercedes 200TE for sale Brochure Scans

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andyborris Posted a lot Freedom is just another word for nothing left to lose. Posts: 2,218	Insurance question andyborris @andyborris
	Sept 14, 2012 3:39:41 GMT Select Post Deselect Post Link to Post Back to Top
	Sept 13, 2012 23:13:23 GMT Negative Creep said: Every policy I've had says it has to be insured My policy doesn't say this, just that I'm insured to drive a car not owned by me. Phone call to insurance company today......I'm sure that they'll know, possibly !


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fred Posted a lot WTF has happened to all the Vennies? Posts: 2,957	Insurance question fred @ferdyfred
	Sept 14, 2012 4:49:07 GMT Select Post Deselect Post Link to Post Back to Top
	Yes definitely, it has to be insured by someone for you to drive it
	'79 Cossie ran Cortina - Sold 2000 Fozzer 2.0 turbo snow beast '85 Opel Manta GSI - Sold 03 A class Mercedes Looking for a FD Ventora - Anyone?

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8bitash Part of things Posts: 417	Insurance question 8bitash @8bitash
	Sept 14, 2012 7:42:31 GMT Select Post Deselect Post Link to Post Back to Top
	I can drive a car insured in someone elses name when the car isn't insured by the owner. You can with a lot of insurers it only recently some have started stating the car must be insured by the owner. Its your insurance covering it so. Its probably one of the factors the new tax laws came in to stop people using it as a loophole.
	1970 Porsche 911E 2002 Porsche Boxster S 2002 Peugeot Partner 1.9sdi

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MrBen Part of things Posts: 89	Insurance question MrBen @mrben
	Sept 14, 2012 8:49:43 GMT Select Post Deselect Post Link to Post Back to Top
	When I looked into this before, I could find no legislation that said it had to be insured elsewhere. That said, your own policy may only apply if the other car is insured by the owner - you'll need to check your policy.
	Toy: 2001 Porsche Boxster S - almost retro! Daily: Modern BMW 435i - less exciting but quick!

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craig1010cc Club Retro Rides Member Posts: 2,998 Club RR Member Number: 35	Insurance question craig1010cc @craig1010cc Club Retro Rides Member 35
	Sept 14, 2012 8:54:13 GMT Select Post Deselect Post Link to Post Back to Top
	it varies by company, check with your insurer and get something in writing from them if they say you can. That way, if you get stopped (as it'll go nuts on any ANPR) you can produce your insurance doc's plus writen confirmation from your insurer that you are fine


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Indie Part of things Wtd : Carlton/205 bits Posts: 154	Insurance question Indie @indie
	Sept 14, 2012 9:39:01 GMT Select Post Deselect Post Link to Post Back to Top
	I have recently checked this with my own Insurance Co. and they will cover me to drive someone elses uninsured car only to the bare minimum of the requirements of 3rd party liability in the Road Traffic Act BUT this ONLY applies while the car is being driven (by me) and as has been said some companies specifically exclude this 'benefit'. Or get 24 hr cover .....


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