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basically ive turned 19 and re done an insurance quote (with the same company) and it has come back nigh on half the price it alrady is and what i am paying, how do i go about getting this price can i change it to the new price and still keep my NCB that I'm building up other than that ive thought about getting another car same make model etc.. just i will be paying 1 k less!!! help and advice really needed as they took out my insurance today and that money could damn well be better saved!(sunken into another retro project shall i say)- I'm skint   cheers rr'ers |
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When you say you have re done a quote, what exactly do you mean??
Is it that you've taken out a policy, double checked it on line and is half the price you are now paying with the same company??
If so, phone them up and have a word, as long as you have the reference number for the quote, they should change it
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well i have just 2 months ncb with them currently the best option is just to canceland re apply and start a fresh the new policy and thus saving just under 1k !
will have to go this way time to be put on hold for half an hour
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you cannot have 2 months ncb, you only have them for each year you've had claim free, so in 10 months time you'll have one years. then the price may come down.
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In all fairness fella, Ncb seems to do sod all these days, well does for me at least.
If it means you save £1k, cancel and then take new policy out, there's no way that a years ncb will save you that much!!
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Pretty sure you can cancel insurance in the first few days and they can't charge you
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As far as I know they don't base it on a 18yo for a few months then magically you become "a sensible 19yo" for the rest of it. If its reducing the policy by a good amount cancel current one and reapply, then in the future you'll get a better deal as insurance would renew after your birthday.
I don't really know whats going on with car insurance atm, when we changed car from a 2000 bmw 318 touring to a 1.7cdti meriva it went up to £148/month although we got quotes that were £50-70 a month cheaper we were only 2 months off getting a second years no claims so we left it, just had renewal through its gone up to £250 a month: nothings changed other than an extra years no claims, looking elsewhere we can get the same cover/benefits with other companies for £60-80 a month!
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1977 datsun 810 180b estate |
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Brokers will have a certain amount of insurance given to them by the underwriters for different risk levels. Once they reach that limit they jack up the prices to the next base premium level
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