Stored vehicle insurance. Does it exist?

Hi Tigs. I think the term you need to be googoogoogling is 'laid up insurance'. It does exist but I have no first hand experience of it.

Adrian Flux used to do Kit Build Insurance - which is about the same - but I wouldn't touch them with a pooey stick

I've used it a few times - premium is based on value (goes up in 1000's)

Laid up cover is what it goes under

I used Diamond Insurance Brokers in Tring and they were very helpful

I have a traders insurance policy that allows me to add as many vehicles as I want and they do different levels of cover to suit. You can declare yourself as a part time trader too, so even if you have another job you can get the insurance, costs me alot as I got it when I was 21 and ive only just turned 22, but a friend of mine who's 24 has the same policy and is only paying around £1200 but that includes motorbikes on his policy too. The company I used are called Peacocks Insurance, might be worth a try and you can drive the cars too that way.

I'm seriously considering something like this. My best mate had his garage (which is in his garden) broken into just before Christmas and his motorbike stolen. It was properly SORN'd, secured and lock away in his private garage. But his his household insurance won't cover it as it's a motorized vehicle and apparently that means it needs it's own specific policy whether he had it on the road or not. needless to say, he's gutted.

TBH I just have a conventional multi-car policy with Peter James Insurance which is so cheap I just keep all my cars on normal insurance whether they are laid up or not