Bashed my Daily - Advice needed

A guy i know though work was hit 3 weeks ago.

They had him fixed up in less than two weeks, his whiplash compo in less than one week!

Thanks for the help guys, hopefully it'll take nearer the two weeks fingers crossed. @quirky-Classics how on earth did she manage that? Looks serious i hope no one was hurt.

I did consider just that for a while but once i had seen the damage to my car in the daylight i knew it would cost a lot to repair, so insurance was a must sadly. I don't know if there is any way to find out what settlement she gets once it's all finished.

I had two accidents in 7 months both times losing the vehicle, insurance took about 4 months to clear, on both.

Keep the pressure on them and do it in writing, put something in writing every day if you can. A stamp a day won't break the bank.
Be a bit of a nuisance, they'll want rid of you.

Don't worry about hacking the company off, they can't really delay the process to wind you up, the regulators have guideline time limits and the insurers get shizzy-shizz if they push them too far without good reason.
Unless your car is seriously rare or you've come up with a bonkers reason why you're not to blame having run into someone, there shouldn't be much delay.

If you do take a loan car off them, make sure it's the insurance company paying for it directly and make sure anything you sign is not a rental agreement in your name.
www.scotsman.com/the-scotsman/scotland/motorist_left_with_29k_bill_for_courtesy_car_1_1919118

I worked in insurance until recently. Heard an awesome story in the summer about a third party only claim against the driver (our guy) of a £500 VW (not sure which model) who stuffed into a Bentley Conti GT. The repair cost was huge but not in excess of the figure where they'd write it off but the costs incurred in renting the owner another Bentley were eye watering because of a delay in repainting his own.

She wasn't hot at all:-) Just thought that If i had hit her and she wasn't able to replace her car with the money she will get from it that it wouldn't be fair.

It's a terrible idea to settle a whiplash claim so quickly. Whiplash can take up to two years to heal. If it doesn't heal within that time period you will likely suffer from it for the rest of your life. Of course if you're destined to suffer these symptoms for the rest of your life, the payout from the insurers will be a great deal bigger than if the symptoms went away after six months or a year. Of course, it is in the insurer's interest to settle the claim as quickly as possible for a lower amount.

I was thinking exactly that, however as about 98% of whiplash claims now seem to be complete and utter made up curse word, it's probably for the best that they pay out that quickly. In fact if someones so confident that they can tell the extent of the injury within a week I'd have said there's a good chance they're talking curse word anyway. I'm no expert, but from everyone I've known who's actually suffered from a real whiplash injury (including my mum) they've got progressively worse over a few weeks after the accident, not just "[holds neck]ahhhrrgghh whiplash, claim please![/holds neck]" like most people seem to manage.

I must say, It seems very decent of you to be worried about the 3rd party receiving the payout they deserve. A friend of mine recently received a fair bit more than his car was worth when someone wrote it off, so they won't always try and rip people off (just most of the time).

Thanks Robin, I guess It just seems like the right thing to do :-) It was my fault 100% and i don't think someone else should suffer because had a talent failure.