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It has probably been done before but theres so much to look through when you search.
I want to know about classic insurance for myself. I'm 21 with 3 years drving experience. does anywhere cater for my age?
I looked into footman james and they say 25+ and 5 years driving experience.......
just wondering if anybody has a definitive answer for me?
At the moment I'm paying an astronomical £1986 for my 1.4 8v peugeot 106. so if i can get a decent classic quote on something like maybe a rover 216 saloon or something that will look cool when its downed and outed then this could same me alot of money!!
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there is an insurance thread in the FAQ and if you search on insurance you'll find other threads with people recommending various brokers.
I;m afraid it will be a case of phoning round and round
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1941 Wolseley Not Rod - 1956 Humber Hawk - 1957 Daimler Conquest - 1966 Buick LeSabre - 1968 Plymouth Sport Fury - 1968 Ford Galaxie - 1969 Ford Country Squire - 1969 Mercury Marquis - 1970 Morris Minor - 1970 Buick Skylark - 1970 Ford Galaxie - 1971 Ford Galaxie - 1976 Continental Mark IV - 1976 Ford Capri - 1994 Ford Fiesta
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Start here  Don't forget that you generally won't accrue NCB for classic policies |
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...proper medallion man chest wig motoring. |
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thanks for the promt replies guys, best get reading.
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Footman James will quote you on 'proper' classics (Herald, Minor, Beetle, Mini etc) so I'd recommend finding something older and cooler!
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How about calling them and asking them? Due to the vast difference in peoples ages, driving history, jobs, locations and no claims bonus' - let alone different cars, ages of cars, values of cars and ranges of mods, it's absoltely impossible to know which one will suit YOU. So best bet is to get on the phone and ring around all the companies listed in the links mentioned above. Sure it's going to take a bit of time, but only you can get the quote that works for you. Please don't think I'm being dismissive, it's just that no one other than insurance companies can give you the answers. |
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cheers mystery machine, didnt seem dismissive at all, because your right in reality.
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I'm 23 and Brentacre gave me a classic policy on my Capri. Limited to 6000 miles mind. |
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MM is right, ignore what they say on their websites! Phone them up, According to the website neither my Fiesta or Sierra qualify for classic insurance, in reality, Both cars, Same policy £124 a year with all mods, parked in the street and no limited milage!
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I had a classic policy from age 19 or 20, with Adrian Flux. Try Peter James and Brentacre (as mentioned) as well You need to get on the phones, though, and pound the pavement - online won't help you much for stuff like this, in terms of quotes. If you haven't already, don't forget that making your policy fully comp can reduce the cost considerably. Especially if you're just looking to reduce the premium on your existing car Of course, the all-important no-claims bonus is what really makes the difference to quotes in many instances, although a lot of classic policies don't require any. Be wary - some classic or specialist policies don't accumulate no-claims bonus, so you can get caught out big-time later on. Ask, or be prepared to accept a hefty initial payment on a 'normal' policy when you need to switch later. Some will accept an 'in-house' no-claims on policies if you're transferring from old to new but you can't take that to other companies. |
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Last Edit: Nov 4, 2011 18:02:16 GMT by Lewis
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Thanks weblefeck, need to decide on a car 1st I suppose! Like the rover 216 because its like a honda concerto, and uses the honda engine aswel, so reliable! Down, out english JDMness  |
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The only thing i'd prob suggest, pick one that's powerful enough for ya! A lot of these classic companys are "ok" with things like airfilters, exhausts and normal mods, but are running a mile from engine conversions and big power mods on the younger driver. The only reason mine was so cheap, and i could add the second car for free was the fact i have NO performance mods in terms of power output
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Copey
Posted a lot
Posts: 2,845
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google "classic line" I am with them, 22, they don't take no claims into accout, I have a heavily modded capri fitted with a Nissan 200SX turbo motor costs £530 for the year oh and its a daily drive |
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Last Edit: Nov 4, 2011 18:07:46 GMT by Copey
1990 Ford Sierra Sapphire GLSi with 2.0 Zetec
1985 Ford Capri 3.0 (was a 2.0 Laser originally)
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Thanks everyone for your advice, really appreciate it, especially as it may save me a lot of money in the long run!
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