BigWig
Posted a lot
Posts: 1,101
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There must be members on here that are under 21 and drive a retro?
So far the only firm I know is Lancaster that do insure younger drivers...can anyone recommend another firm?
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Adrian Fux
*n
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Last Edit: Aug 2, 2006 20:06:27 GMT by penski
Top grammar tips!
Bought = purchased. Brought = relocated
Lose = misplace/opposite of win. Loose = your mum
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RetroMat
Posted a lot
Column Shifting!
Posts: 3,444
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Footman James, they have just quoted me £250 for the Toledo  |
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slater
Club Retro Rides Member
Posts: 6,390
Club RR Member Number: 78
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Flux and footman james have given me good quotes in the past. I have then mini with flux stupidly low price (i think they made a mistake!! ;D) but their agreed value is wibblepoo. They want me to get an 'independant valuation' how the hell do i get one of those? ask you guys?
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Some car clubs give valuations, I know the Capri Club do for a price.
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Peugeot 306 GTi-6
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an agreed valuation is usually a written statement on headed paper from an established owners club - you can ask the insurer for a list of recognised clubs but usually anything official sounding, with a postal address is good enough.... internet only 'clubs' don't normally cut it. it will normally be backed up with some adverts showing cars in a similar condition to yours at around the price you're suggesting, or records of cars selling for that price.
as an example, for my old 1303 the insurer would accept a valuation from the VWOC, but not from a VW specialist garage or the moderator of "eDubs" (an old old message board, predated TotalVW and VZi)
most established clubs will know what they're doing and will have some pre-written forms to fill in for you, if you're a paid-up member they don't normally charge.
as for the insurer.... i know HIC (Herts) insure anyone over 18, and are fairly sensitive to classic motors. Or I got a good deal through Sureterm Direct but don't know their age restrictions.
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Never trust a man
Who names himself Trevor.
Or one day you might find
He's not a real drug dealer.
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I'm with norwhich union might try a classic firm next year
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 once again rocking with 1117cc and 4 gears! |
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I was always with Norwich Union for my 'standard' cars, my 1500 has a nonstandard engine though and NU's underwriters won't cover that, which is fair enough  They were bargain tastic all the time! Better than the classic ones, in most instances. I'm now (save me!) with Adrian Flux as they were the only people who could offer a reasonable quote. |
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Hastings direct are worh a shot too.  |
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 it doesn't matter if it's a Morris Marina or a Toyota Celica - it's what you do with it that counts |
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Just ask who the policy underwriter is though! I'm making a point to avoid Highway policies and I know a lot of the people mentioned in this thread so far use them for some of their policies.
When I had the Viva I was able to use a "marque specialist" to value it.
Usually an owner valuation is fine for cars up to about £25,000 value.
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1941 Wolseley Not Rod - 1956 Humber Hawk - 1957 Daimler Conquest - 1966 Buick LeSabre - 1968 Plymouth Sport Fury - 1968 Ford Galaxie - 1969 Ford Country Squire - 1969 Mercury Marquis - 1970 Morris Minor - 1970 Buick Skylark - 1970 Ford Galaxie - 1971 Ford Galaxie - 1976 Continental Mark IV - 1976 Ford Capri - 1994 Ford Fiesta
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I've had a couple of cars insured with Hastings direct-seemed really good, always helpful (never made a claim though) but wouldn't insure anything modified  so now with Adrian Flux, mods no problem |
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so now with Adrian Flux, mods no problem