brawr
Part of things
Posts: 650
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Aug 16, 2011 17:06:05 GMT
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Hi folks, have been looking in to temporary insurance for the MR2 (for 3 days) so I can get it to the Gathering. After reading this, I was under the assumption that I'd be fine with Direct Line (who I've got a policy with on my daily), but after ringing them they'll only do this for courtesy cars etc, not for a second vehicle. Now panicking and flapping about for another insurer. Ughhh. Had a bit of a search on here, but the a52 Ka thread still left me stumped: Tried tempcover - won't get past the quote screen "One of your entered details is ineligible for our underwriters" E-Car won't insure me as I'm under-25. Best I can get is shortterminsurance.co.uk at about £80 w/£750excess, or insuredaily.co.uk at £72 w/£1500excess. Any recommendations? I'm sure some of you must just insure stuff for shows... Please help       |
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Last Edit: Aug 16, 2011 17:12:15 GMT by brawr
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Aug 16, 2011 17:16:39 GMT
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If you get really stuck, you could always insure it 'properly' then cancel it so that you've only paid for X days cover plus an admin fee.. It may well be on a par in terms of cost though
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...proper medallion man chest wig motoring. |
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VIP
South East
Posts: 8,293
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Aug 16, 2011 19:13:40 GMT
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As Ben said, take out a full policy, then cancel after the Gathering. Distance Selling Regulations allow a 14-day 'cooling-off' period for anything bought over the phone/net/mail order.
There will be a small admin charge for cancelling, SwiftCover for example charge £25, but that's better that the quotes for short-term insurance you've got so far.
If you want to get more quotes, try DayInsure/RAC Day Insurance [they are through the same provider].
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brawr
Part of things
Posts: 650
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Aug 16, 2011 20:53:36 GMT
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Cheers guys, I'll look in to that tomorrow, legends! Will report back.
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Aug 16, 2011 21:29:52 GMT
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Try www.dayinsure.com as they do insurance for 1 to 30 days,i've used them in the past to get a car back that i've just bought! Tim |
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1974 Chevrolet C20 Camper Special Pickup Truck 2002 Fiat Multipla oil burner SOUTHWEST SWAPMEET southwests best car parts selling page on facebook for retro/custom/classic www.facebook.com/groups/249875865097198/ |
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Ryannn
Posted a lot
Posts: 2,421
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Aug 16, 2011 22:31:47 GMT
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I used temp cover to pick my 924 up... i'm 21. Do you know which bit of your details are against them? Seems strange |
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skinnylew
Club Retro Rides Member
Posts: 5,673
Club RR Member Number: 11
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Short term insuranceskinnylew
@skinnylew
Club Retro Rides Member 11
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Aug 16, 2011 22:52:57 GMT
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Mines going to be with tempcover £60 for 4 days or so....the tax is gonna be the ballache though  |
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brawr
Part of things
Posts: 650
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I used temp cover to pick my 924 up... i'm 21. Do you know which bit of your details are against them? Seems strange Just gone through changing each detail in turn and it's because I put occupation as 'Student'. Changed it to echo my summer job and it came out at £86 for 3 days, never mind... |
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VIP
South East
Posts: 8,293
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Mines going to be with tempcover £60 for 4 days or so....the tax is gonna be the ballache though You won't be able to tax a car using a temporary insurance certificate. |
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Short term insuranceRobinxr4i
@robinxr4i
Club Retro Rides Member 143
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Try www.dayinsure.com as they do insurance for 1 to 30 days,i've used them in the past to get a car back that i've just bought! Tim A cautionary tale for you.............. I went with a mate to pick up an AE86 from Bradford, I took out a policy with Dayinsure.com which I purchased online. I entered the reg which the application form accepted, paid my £20 and thought all was good. HOWEVER on the way home I was involved in a crash, a guy in a Corsa span on the motorway at Bridgewater junction M5. He crashed into me and a girl in a Polo, I thought it's okay I'm insured and it's not my fault! Turns out because the car was an import I wasn't insured at all. Without writing an essay I had a lot of ball ache over the whole thing.Personally if I was to take short term insurance again I'd do it through my current insurer. |
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Sierra - here we go again! He has an illness, it's not his fault.
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Can you not add swap you daily's insurance over or add the mr2 for 3 days, most insurance companies will do this.
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1977 datsun 810 180b estate |
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brawr
Part of things
Posts: 650
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Aug 17, 2011 16:05:47 GMT
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Can you not add swap you daily's insurance over or add the mr2 for 3 days, most insurance companies will do this. Not Direct Line, they're the most awkward company I've ever dealt with. Had this policy a month and I'm already utterly fed up with them. Looking in to Ben and Dan's method now. edit: Can't use any of the temporary insurance ones I've looked at anyway, they don't cover any form of modification. |
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Last Edit: Aug 17, 2011 16:14:21 GMT by brawr
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skinnylew
Club Retro Rides Member
Posts: 5,673
Club RR Member Number: 11
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Short term insuranceskinnylew
@skinnylew
Club Retro Rides Member 11
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Aug 17, 2011 18:38:36 GMT
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Mines going to be with tempcover £60 for 4 days or so....the tax is gonna be the ballache though You won't be able to tax a car using a temporary insurance certificate. Depends how you go about it  I've done it at least 3 or 4 times using tempcover, just have to be friendly distract them with conversation and fold the piece of paper in the correct place ;D  |
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omegod
Part of things
Posts: 166
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Aug 17, 2011 20:20:22 GMT
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I taxed 2 cars last week with faxed temp certificates so it is doable. pick the counter with a middle aged bird and get flirting ;D I'm with elephant and they are happy for me to add cars for a week or two with no questions asked but my Mrs is with Green insurance who are complete tw*ts and won't
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Dez
Club Retro Rides Member
And I won't sit down. And I won't shut up. And most of all I will not grow up.
Posts: 11,790
Club RR Member Number: 34
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Short term insuranceDez
@dez
Club Retro Rides Member 34
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Aug 17, 2011 20:32:20 GMT
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one thing to note is cancelling a policy after 3 days using the distance selling laws just to get a car home/to a show WILL effect future quotes you get and companies willingness to insure you in the future....... it is logged that youve done it on their system and the underwriters too, they will know if youve done it in the past-especially if youve done it more than once. ask me how i know!!!!
once theyve got your dollar, they do NOT like giving it back!!
and, yeah, its not legal to insure a car using a temp cert. 99.5% of post offices will flat refuse, you may just get lucky and find one that will like above though.
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Ax GTi Turbo
