luckygti
Posted a lot
I need to try harder!
Posts: 4,912
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So I've just had a call from the AA (bless em!  ) who have stopped my insurance because they can't find someone to cover the Merc as it's been lowered! (Serves me right for being honest!  ) The reason apparently is because of the low value of the car! (1K) Now this seems a little bit daft to say the least but to avoid this ending up in the whinge bin who does everyone insure their cars with? And a pic........ OOooofffffff   |
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1937 Austin Street Rod - 1941 Wolseley Not Rod - 1956 Humber Hawk - 1957 Daimler Conquest - 1966 Buick LeSabre - 1968 Plymouth Sport Fury - 1968 Ford Galaxie - 1969 Ford Country Squire - 1969 Mercury Marquis - 1970 Morris Minor - 1970 Buick Skylark - 1970 Ford Galaxie - 1971 Ford Galaxie - 1976 Continental Mark IV - 1976 Ford Capri - 1976 Rover V8 - 1994 Ford Fiesta
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qwerty
Club Retro Rides Member
Posts: 2,410
Club RR Member Number: 52
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I'm also wanting an answer to this as I'll need to insure the Cortina on a classic 2nd car policy this year. Lancaster quoted me £1.3k!!!
I can get it insured for £600 through a mainstream insurer but I still thought that was pricey!
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ezzysi
Posted a lot
Posts: 1,189
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Another vote for footman james.. just insured my e28 fully comp with breakdown and european cover for £100 Hoorah!!
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1991 Mk2 Golf Gti 8v
2005 Passat tdi (daily)
1971 Mk1 Escort
2004 Touran (her's)
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Odin
Posted a lot
Posts: 1,406
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I just let Adrian Flux renew my cover with them (no time to ring round for alternatives) and I'm regretting it already. They've sent me a form asking for the details of who modified my car and their qualifications - and if they aren't happy I will have to pay an undetermined fee for their engineer to inspect it.
I've never had that before and I've always had modified cars, Lancaster weren't even that bothered when I had an engine transplant.
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Footman James scores again, £100 for the Datsun and £140 for the Golf fully comp
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got my citroen ds insurance for £99 fully comp & my mk1 golf gti for £120 through carol nash
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performance direct cover me fully comp for £188 on the SEC   |
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qwerty
Club Retro Rides Member
Posts: 2,410
Club RR Member Number: 52
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My age counts aggainst me as I imagine it will with others. Footman James Say no under 25's  |
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luckygti
Posted a lot
I need to try harder!
Posts: 4,912
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Well, luckily? I am a little over 25......  Will try them tomorrow as most can't quote for the modifications online! Thanks guys, Footman James is looking like a good place to start but will also try P Direct and swiftcover as the came up on a banner^^ |
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orangecords
Part of things
yawner extraordinaire
Posts: 892
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I'm also wanting an answer to this as I'll need to insure the Cortina on a classic 2nd car policy this year. Lancaster quoted me £1.3k!!! I can get it insured for £600 through a mainstream insurer but I still thought that was pricey! bloody hell!!! i insured my crayford for £268 with kgm thru them-now the xr2 is fully comp for 304 |
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I then wanted to start cleaning the interior as it stinks of wood (the material not the smell of a boner) best quote ever! |
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Stig
Part of things
Posts: 244
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I'm with Adrian Flux and have always been very happy with the service. I have ever mod listed and covered on a like for like basis, agreed value etc. Spoke to them today about putting my new cage/harnesses and high-lift rocker gear on and they said the policy won't go up! Ace.
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performance direct cover me fully comp for £188 on the SEC Seconded |
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Your car is not 'epic', this thread is not 'epic'....the OCEAN is epic, the UNIVERSE is epic.... please stop misusing this word!! It would appear Hotrods are the new VWs - aint fashion funny! '69 BUICK LESABRE 350 |
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Heritage - www.heritage-quote.co.uk/When I was 25 (couple of years ago) they covered me on a '74 BMW 2002 Touring with cage, buckets etc (actually, nothing on the car was standard) for about £300. |
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MrSpeedy
East Midlands
www.vintagediesels.co.uk
Posts: 4,786 
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I've recently covered my 190E with Lancaster insurance thro a well known comparison site. Cost me 150 notes fully comp with lowering and 17"AMG rims declared !
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lae
Posted a lot
Posts: 1,045
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The reason apparently is because of the low value of the car! Uh huh! I got this response when I rang around for my Datsun. I remember one company quoted me over a grand and explained it was that high because the car was only worth £200. I asked for a further explanation and the cheeky sod actually said that I was unlikely to take good care of it. He got an absolute bollocking from me I can tell you. Obviously people who can only afford a £200 car can afford to pay more for their insurance. It's the same as having a second job - you get taxed SO MUCH if you have two jobs - obviously people that need to work 65 hours a week on minimum wage can afford to be taxed at a far higher rate than everyone else. /rant at the way poorer people get treated I got my Datto covered by Lancaster, I think it was about £400 which isn't bad considering I was 20 with 0NCB when I bought it. My Corolla is about £400 with City, I'm 21 now and they accepted my on-and-off cover with Lancaster for various cars as NCB, even though Lancaster themselves refused to take it into account. (and they rounded it up to two years too) Who's good for under 25s? |
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Currently:
Mk1 Focus blandmobile
Formerly:
1969 MG Midget
1972 Avenger GT
1981 Datsun Cherry
1989 Corolla
1979 Mercedes W123 200D
1995 Ford Falcon
1996 Ford Telstar (bet you had to google that one)
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tofufi
South West
Posts: 1,454
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My age counts aggainst me as I imagine it will with others. Footman James Say no under 25's They will insure under 25s. I have been insured with them since I was 17, starting at £600odd, now down to my last renewal (when I was 19) being £270 for the year, including euro breakdown cover. For my dad on my car, on his own, would be £96 fully comp including euro breakdown cover They won't cover me on my van though, only my car. |
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Last Edit: Apr 8, 2009 17:35:01 GMT by tofufi
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Grizz Mobile insured, comprehensively, including Premium homestart recovery, and 2 months European insurance and recovery.
Also £75.00 excess on windscreen replacement.... do they know windscreens do not exist ?
Total, on 3000 miles yearly, parked on drive = £151.00
Adrian Flux - Equity Red Star.
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hic are great ive had some really good deals with them with modified retro's they seem to be into there cars too when i rang up to change my insurance over to my diesel engined xr2 the lad on the phone said i beat him on the bidding for the car on ebay |
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) who have stopped my insurance because they can't find someone to cover the Merc as it's been lowered! (Serves me right for being honest! 
) The reason apparently is because of the low value of the car! (1K) Now this seems a little bit daft to say the least but to avoid this ending up in the whinge bin who does everyone insure their cars with?
Will try them tomorrow as most can't quote for the modifications online! Thanks guys, Footman James is looking like a good place to start but will also try P Direct and swiftcover as the came up on a banner^^ 
