dubwarrior2
Part of things
"Open up, its the filth"
Posts: 576
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Mar 11, 2020 22:02:01 GMT
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As usual the internet is awash with conflicting opinions....
I understand that Cat B writeoffs are deemed too dangerous to be put back on the roads and can only be purchased by licensced dismantlers.
But I'm struggling to understand why some flood damaged vehicles fall into this category....
Can they ever be re-categorised and put back on the roads?
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zx
Part of things
Posts: 235
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Mar 11, 2020 22:16:31 GMT
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Cat B vehicles can be registered again. I doubt you'll find anyone willing to let you buy one though, assuming you don't have the licenses, so it's a no-go really.
Flooded vehicles are Cat B because there's too much "what if" potential. Water can damage electrics weeks, months or years later. Salt water is evil towards everything. Regular flood water can have nasty stuff in from sewers etc. It's not worth the bother replacing everything as cars are cheap (in terms of being an insurer).
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Mar 11, 2020 22:24:17 GMT
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As usual the internet is awash with conflicting opinions.... I understand that Cat B writeoffs are deemed too dangerous to be put back on the roads and can only be purchased by licensced dismantlers. But I'm struggling to understand why some flood damaged vehicles fall into this category.... Can they ever be re-categorised and put back on the roads? Not unless that you can disguise it has something else i.e. represent the vehicle with a different registration number & vehicle indemnity number that it was not originally issued with - in other words 'Ring' the vehicle - which of course is highly illegal - Cat B vehicles are not to be returned to the road but can broken up to yield spares which is why only licensed vehicle dismantlers can purchase them. Unsure why flood damaged vehicles are entered into this category too buts lets just think about the possible scenarios of a vehicle with such damage that has been hastily returned to the road incorrectly repaired that then develops an electrical fire due to the damp electrics catching fire and endangering the lives of the vehicle occupants / others or some type of electrical management system failing due being immersed in water resulting in a brake failure etc - possibly never going to happen but imagine the fall out if it did - better just to Cat B then than take any chances - it whole bag of worms / red tape etc but its something that you just have to accept |
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Last Edit: Mar 11, 2020 22:37:26 GMT by Deleted
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Mar 11, 2020 22:36:24 GMT
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Mar 11, 2020 22:39:18 GMT
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Did some emergency work to a flood damaged area years ago,
The had to take plaster off of the walls to the height of water damage and throw away pretty much anything that had been in the water.
When the flood water rises it floods the sewers etc, so there were health reasons for stripping the house, maybe that is also part of the reason?
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zx
Part of things
Posts: 235
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Mar 11, 2020 22:42:42 GMT
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You're dead right - you can't buy them to put on the road.
HOWEVER if you do acquire one, as I did, putting it back on the road isn't very difficult.
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dubwarrior2
Part of things
"Open up, its the filth"
Posts: 576
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Mar 11, 2020 23:53:23 GMT
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You're dead right - you can't buy them to put on the road. HOWEVER if you do acquire one, as I did, putting it back on the road isn't very difficult. Care to elaborate? |
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You're dead right - you can't buy them to put on the road. HOWEVER if you do acquire one, as I did, putting it back on the road isn't very difficult. Care to elaborate? I wouldn't if I were you... đŸ¤” |
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zx
Part of things
Posts: 235
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Mar 12, 2020 10:09:19 GMT
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Nothing to elaborate really. Same process as Cat C was 10 years ago. Fix repair (engine fire damage), MOT, paperwork, DVLA checked it over, V5 issused with usual wording at the bottom.
Salvage dealers shouldn't sell them to you and I'm not suggesting anyone should try. But technically they can be registered, that's all.
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Mar 12, 2020 11:05:17 GMT
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I know somebody who is building a racecar out of a flooded write off. The idea of spending countless hours on a car covered in sewage wouldn't appeal to me, but I guess its a way to end up with a almost brand new chassis for very little money. A " Body in Brown" ...  ( like the " Body in White" you could buy from some manufacturers in the past, to build racecars out of ) When I was a mechanic, I had to work on a farmers Peugeot which was literally caked in the stuff ( in the winters it would get worse as it thawed out in the shop ) It was nasty... Maybe if you could dunk it in a swimming pool for a couple of weeks, before you start... |
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Mar 12, 2020 11:17:53 GMT
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Here it's simple. Online ad saying, "Guarantee 100% flood free," normally just after a typhoon has deluged the joint. Problem solved.  |
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tofufi
South West
Posts: 1,454
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Mar 12, 2020 13:07:40 GMT
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Despite what Copart say, my understanding is that it was only an agreement between insurers to not sell cat B vehicles to go back on the road, NOT a legal requirement... Can you point me to the UK SI (or other legislation) that prohibits sale of any insurance write-off category? It's all available online... Adrian Flux offer insurance for Cat B cars... www.adrianflux.co.uk/category-b-insurance/ |
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Last Edit: Mar 12, 2020 13:36:15 GMT by tofufi
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ksry
RR Helper
Posts: 135
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Mar 12, 2020 13:29:30 GMT
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I've been dealing with write-offs for about the past 6 years, I've found the few flood damaged vehicles I've dealt with (Cat C/S and above) have varied, some had been completely submerged and there was very little I felt I could morally sell on, and some were written off due to 'flooding' but the flood water had failed to rise above the exhaust or the door sills and were perfectly good cars, if a car has been written off as a Cat B for flooding, I would assume that it really isn't worth purchasing, just my two cents
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Mar 12, 2020 17:15:09 GMT
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Another point to add, been dealing with Copart for over 10 years.
You used to be able to apply for a V5 for a cat b, get a vic test done and away you go.
The law has been changed now, and you wont get a V5 or be able to get insurance on any cat b anymore.
As has been mention, flood cars are usually cat b automatically because of the what if scenario.
It can depend on the assessor that looks at the car also.
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1997 BMW E36 328i Touring
2000 Renault Clio 172 ph1
2006 Discovery 3
1996 VW Corrado 16V
2002 BMW E39 530i Sport
1995 Subaru Legacy GT twin turbo
1992 Rover 216 GTi
2002 BMW 330Ci Clubsport SMG E46
2007 Ford Transit 6 seater Jumbo
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scimjim
Club Retro Rides Member
Posts: 1,503
Club RR Member Number: 8
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Mar 12, 2020 21:44:44 GMT
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The law has been changed now, and you wont get a V5 or be able to get insurance on any cat b anymore. There is no law - it’s an insurance company (ABI) salvage code. |
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If it's your own car it's always worth an argument as said none of this is law it's all the insurers own made up rules and despite what they msy try to tell you until you agree a settlement it is your car and you have the final say in what happens. As long as you got on it quick something like a minor or mgb with plentiful new and secondhand parts availbility could be stripped of trim, steam cleaned dried and waxed , the oils changed a new loom and secondhand instruments / trim fitted for a couple of grand and a couple of weekends labour.
I have found that if you insist on keeping the car when you eventually get through to someone who has some idea of what they are talking about they are generally fairly reasonable and want to settle it asap.
Once the owner has signed a settlement the car is theirs and you do then have to play by their rules though.
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( like the " Body in White" you could buy from some manufacturers in the past, to build racecars out of )
