Lending a car to someone

I had to drive a relatives car for a few weeks recently . I was covered by there fully comp i think or my fully comp , either way if you have permission from the owner.

Always check, as you say a FC policy may not cover you to drive other cars a lot of insurers stop allowing that a few years ago.
Also loaning a car to a non family member will need checking if he is using it long term for commuting as they may see it as he being the main driver.

I called and checked i was insured , after all the other carp i was not covered for after the accident which neccestated using brothers missus car. Everything that used to be included in a policy is now extra which i somehow did not have .   Courtesy car , legal cover etc not included so watch the small print

Probably best to sign it over then there's no aggro when a ticket comes through the door.

Hi, Is it? A) we haven't seen the car. B) He's got to shell out on road tax, (because it can't be transferred).

Colin

Just a general comment regarding driving another persons car on your insurance using the 'any vehicle not owned by the insured' clause.

A couple of years ago I had to collect a vehicle for my father. My insurance stated that I was covered to drive any vehicle not owned by me but I thought that I would confirm this with my insurers anyway.

Apparently the insurance covers the driver (me) only when inside the car. Once I stepped outside the car the owners policy covers the vehicle. Fine if there is already the owners insurance on the vehicle but if it is not insured, as soon as you step out of the vehicle it is completely uninsured. If this were to happen on the public highway the vehicle would be liable to seizure and the owner liable to prosecution for having an uninsured vehicle on the highway. Be warned.

Yes, previously my insurance policies had stated that. However, for about the last five years they have not, hence my wish for confirmation from the horses mouth.

Just be careful is all I'm advocating - far better to do so than have to pay recovery, storage and release fees and then get a massive loading on your insurance for having a conviction for driving without inurance.

Would be seized anyway even if you were driving. Car must be insured to be used by a third party using their insurance to drive any vehicle.

Sorry missed your point? We seize loads of motors driven by people who think they can drive any unisured car on their own "any car not belonging to them"