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So I've been gathering tools for a while and now I've done another order with mr snap on man I've got about £3-4k worth of tools sitting at my workshop uninsured, if it was to get broken into and my tools stolen that would be a bad thing.
I'm too young to get traders insurance (19, which is bloody annoying for work) and already got my escort and rx7 covered by flux on a laid up policy.
Are there any company's out there that people have used and give a good rep?
Cheers
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1973 Ford Transit Camper 1987 Toyota Carina GT-R 1991 Corns Eunos Roadster 1993 Toyota Supra 1992 Saab 900 Turbo 1996 Saab 9000 Aero Let the boost be with you  |
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Have you thought of asking whoever insures the "bricks & mortar" of the workshop if they will also cover contents ?
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The bricks and morter isn't insured, we went in there knowing it's falling down and are doing building work to fix it
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1973 Ford Transit Camper 1987 Toyota Carina GT-R 1991 Corns Eunos Roadster 1993 Toyota Supra 1992 Saab 900 Turbo 1996 Saab 9000 Aero Let the boost be with you |
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Tool insuranceDeleted
@Deleted
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try the usually trader insurers as most will do workshop or tool cover but your workshop may need to be in a good state or repair and have insurance approved locks fitted.
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kenb
Part of things
Posts: 604
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May 13, 2015 14:16:29 GMT
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I had similar hassle a couple of years ago when I noticed in the small print of our domestic type policy, there was a very low cap on any payout on this sort of thing for outbuildings. Most of the well known names now cap as well as I found out on ringing around. I'm not a trader so that was not an option for that type of policy. I tried a few companies on just insuring the tools and equipment they were very particular about its location and the type of building it was all housed in. Eventually I stumbled onto NFU who upon fitment of some security devices and photographic proof of said equipment were happy to cover me albeit a slightly increased but not unreasonable increase of my house contents insurance premiums. So maybe worth giving them a call. And no you don't have to be a farmer to be with them contrary to popular opinion lol
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