Insurance area low-high risk areas list

never seen that before, i live in a D area and apparently motorbikes should be in a locked garage...though tbh Southport is a mix of doddering old bids and then young idiots who try to overtake in stupid places, so there are a fair few accidents, don't see why bikes need to be in a garage, there has never been a problem with thefts here

I have never understood why the small new-town of Peterlee/ ex mining village of Horden with the SR8 post code is a Higher (E) risk than ANY area in the city of York!

I Demand a re-count

You can use that as guide, but the insurers will go far more granular than that unfortunately.

Every insurer will perform their own acturial analysis of postcodes. There isn't a set list of rates. This analysis will then provide a risk model which suits the insurers apetite. This is most likely to be down to postcode sector level (e.g. AB12 A). There's about 11,000 postcode sectors. However, they may operate down to full postcodes (1.8 million of these), but due to the large list, this often works as an exception list. e.g. major theft hotspots or in the case of household insurance a list of postcodes with a poor risk for flood.

I would move to Cornwall, but the commute would be a curse word! ;D

Halton Moor, yeah you are right there, I am just off Crossgates behind the big paws for thought pet shop. There's never been any bother in the last 8 years I have lived here. When I moved here from NE37, which is also a F code, same as LS15, I swapped my car insurance, and they said it was the same premium and charged a £20 admin fee, but when I swapped my bike insurance it doubled as they said my postcode was the 2nd worst area, apart from some in Northern Island.

My post code is an 'F' area. My car is insurance group 17. Fully comp cover was £265. Meh.

I'd take it all with a pinch of salt. I apparently live in a band A postcode.

One of my neighbours appears to deal weed, and I've given a witness statement regarding the violence of the other. Yes, we're looking to move, and no, car insurance cost is not being taken into consideration

I'm F* . Whoops!

o_0