donk
Part of things
Posts: 57
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Sept 29, 2020 6:16:02 GMT
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I've been searching through, to see if anyone has got a seperate insurance on their garage. Or are they just insured on the home policy. Recently built a wooden one, just looking to get all my i's and t's crossed. What are other peoples experience with this?
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"That looks alright"
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Sept 29, 2020 21:00:30 GMT
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I struggled to find insurance that suited the contents my workshop. Most had a maximum of £1500 payout which didn't come close to the value of the contents.
Finally found LV did contents cover that applied to all you own no matter where it was on the premises. I added an extra £20,000 to to the cover and sleep easier.
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Proton Jumbuck-deceased :-(
2005 Kia Sorento the parts hauling heap
V8 Humber Hawk
1948 Standard12 pickup SOLD
1953 Pop build (wifey's BIVA build).
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alecf
Part of things
Posts: 424 
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Sept 30, 2020 9:07:45 GMT
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I am currently in the same boat, best i found last year was upto £3000 worth of equipment and tools. However this year they wont cover me. (another issue I have with the house insurance is the proximity to trees and water/stream)
However this year a curve ball on most insurers was the garage had to be 100% brick!! mines an oak construction tiled roof garage and none of the companies offering anything decent on garage cover would touch the wooden construction.
I'm still looking at this very moment.
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My insurance has just come due so I rang LV to confirm the cover and it is as I said, they cover everything that is contents no matter where it is. Just needs to be locked up (obviously).
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Proton Jumbuck-deceased :-(
2005 Kia Sorento the parts hauling heap
V8 Humber Hawk
1948 Standard12 pickup SOLD
1953 Pop build (wifey's BIVA build).
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I believe NFU can offer cover on a domestic policy but they are one of the more expensive
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It will come in handy even if you never use it
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I am currently in the same boat, best i found last year was upto £3000 worth of equipment and tools. However this year they wont cover me. (another issue I have with the house insurance is the proximity to trees and water/stream) However this year a curve ball on most insurers was the garage had to be 100% brick!! mines an oak construction tiled roof garage and none of the companies offering anything decent on garage cover would touch the wooden construction. I'm still looking at this very moment. keep us informed if ya get sorted bud I'm just in the process of building a oak frame garage |
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1978 mk2 escort mexico
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alecf
Part of things
Posts: 424
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I am currently in the same boat, best i found last year was upto £3000 worth of equipment and tools. However this year they wont cover me. (another issue I have with the house insurance is the proximity to trees and water/stream) However this year a curve ball on most insurers was the garage had to be 100% brick!! mines an oak construction tiled roof garage and none of the companies offering anything decent on garage cover would touch the wooden construction. I'm still looking at this very moment. keep us informed if ya get sorted bud I'm just in the process of building a oak frame garage Spent an hour this morning trying to sort insurance again and all of the companies that quoted me were insistent the garage had to be 100% brick, however an outbuilding 'shed' is covered but only upto a contents value of £1000 so pointless really. |
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