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Sept 14, 2011 20:46:51 GMT
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Been offered an mot'd and taxed k10 micro for £50 in good nick and am buying it as a winter car/spare car for me and the missus. She has an mx5 and I have my capri and neither of which are particularly suited to winters like last years plus mine is off the road a fair bit so a spare cheapy would be useful. We what be putting much mileage on it due to the other cars but I've looked through the broker sites (compare, confused etc) and the cheapest quote is about £370... Now that seems too much for an old micro that's worth pittance and is hardly used - it's more than I pay for my 300bhp Capri! I was wondering if anyone knows of a good company or a good scheme for 'spare' cars? I'm site a lot of you guys have a banger or two waiting in the wings to take over from a stricken daily! Advice muchos appreciated!   |
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CIH
Posted a lot
Posts: 1,466
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Sept 14, 2011 21:12:10 GMT
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TBH £370 sounds alright to me....
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Sept 14, 2011 21:46:46 GMT
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Well.. Sounds ok if it's your only car but its gonna be sat doin nothing for most of the year and like I said, it's more expensive than my turbo capri to insure which seems a bit silly. If there are no policies designed for this sort of usage then I guess I'll have to go with it but it kind of makes me wonder if it's worth it at all! I mean having a couple of cheapish policies adds up to the same amount as an expensive one!
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Sept 14, 2011 22:00:22 GMT
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I pay just over £220 for my 106 van which is more than my MR2 turbo, strange world we live in
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Some days you just need to take a grinder to an inanimate object, just to make your day a tiny bit better!!
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Sept 14, 2011 22:04:41 GMT
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Who are you insured with dude? Just wondering if there is a good company for tiny cars?!
Edit- just seen all the spelling mistakes! Sorry, it's the auto correct feature on my phone :/
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Dez
Club Retro Rides Member
And I won't sit down. And I won't shut up. And most of all I will not grow up.
Posts: 11,790
Club RR Member Number: 34
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Insurance ponderingsDez
@dez
Club Retro Rides Member 34
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Sept 14, 2011 22:39:18 GMT
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it sounds about right to me. their thinking is if its modified with expensive mods youre going to look after it. if its a sh1tty old nail youve obviously bought to use in the icy weather to save your good car, youre far more likely to have an accident in it, and not give a sh1t about how its treated either.
case in point- i bought a bone stock b3 passat estate for 300 quid. they wanted 500 odd to insure it. if i lowered it on coilovers and fitted alloys and a stereo, upping its value to 800, the quote went down to 350, for the reason given above.
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Sept 14, 2011 22:43:57 GMT
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So basically your saying slam it on banded steels, roll cage and bike carbs and jobs a goodun?  I'll call a few insurers on my lunch tomorrow and see if I can get a decent quote I guess, maybe chatting to someone on the phone may be more useful than using the interwebs |
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Sept 16, 2011 19:32:03 GMT
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Thought I'd update, managed to get it a wee bit cheaper and now the proud owner of a 2 door K10 with 40k on the clock  aaaah yeah |
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Sept 16, 2011 21:36:25 GMT
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One word.
WINNING
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1994 Rover Metro
1994 Peugeot 405 Estate
1991 Rover Metro Gti 16v
2001 Fiat Seicento Sporting
1999 Fiat Punto 1.2
1994 Peugeot 106 Xnd (x3)
1991 Westfield 7
2004 Landrover 110 SW
2003 Seat Ibiza 1.9Tdi Sport
1959 Ford 107e Prefect
1992 Suzuki Vitara
2008 Skoda Fabia
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Sept 17, 2011 21:43:39 GMT
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ChasR
RR Helper
motivation
Posts: 10,307
Club RR Member Number: 170
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Insurance ponderingsChasR
@chasr
Club Retro Rides Member 170
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Sept 18, 2011 11:58:51 GMT
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Other reason for cheap insurance is probably down to your Cappa being on a classic policy. Most will assume you will not use it daily and generally treat it with respect, making it a low risk policy. Either way, good call on the Micra . |
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I'll call a few insurers on my lunch tomorrow and see if I can get a decent quote I guess, maybe chatting to someone on the phone may be more useful than using the interwebs
aaaah yeah 
