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Jun 29, 2006 12:40:00 GMT
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www.pistonheads.com/news/default.asp?storyId=14308Looks like another victory for industry interests over common sense. Basically a bill going before the house of commons to make it illegal to store or own a car without having insurance on it. A new offense of "keeping a car without insurance" so they don't have to catch you on the road, any car kept at home which isn't insured and "whollop" you get fined and points on your licence. So what about storage of long term projects? Hmmmm... Bet they refer you to the waste materials storage regs or something. Sorry if its a repost, I checked ut didn't see it.
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Last Edit: Jun 29, 2006 12:41:12 GMT by akku
1941 Wolseley Not Rod - 1956 Humber Hawk - 1957 Daimler Conquest - 1966 Buick LeSabre - 1968 Plymouth Sport Fury - 1968 Ford Galaxie - 1969 Ford Country Squire - 1969 Mercury Marquis - 1970 Morris Minor - 1970 Buick Skylark - 1970 Ford Galaxie - 1971 Ford Galaxie - 1976 Continental Mark IV - 1976 Ford Capri - 1994 Ford Fiesta
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bstardchild
Club Retro Rides Member
Posts: 14,937
Club RR Member Number: 71
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Jun 29, 2006 12:45:25 GMT
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I think there is some stuff about this on the DVLA Site - have to go and have a brouse
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Jun 29, 2006 12:46:09 GMT
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Seth
South East
MorrisOxford TriumphMirald HillmanMinx BorgwardIsabellaCombi
Posts: 15,537
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Jun 29, 2006 12:47:04 GMT
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Well, the insurance industry will have to change if that happens. I asked a couple about insuring the Oxford while its off the road and they said that policies are only designed for roadworthy cars and an off the road project wouldn't be covered. There are policies for garage stored projects I think (and maybe included in house contents anyway) but that leaves me a bit stuck as I don't have one.
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Follow your dreams or you might as well be a vegetable.
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Jun 29, 2006 12:52:47 GMT
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This could mean the that the thousands of forgot random cars stocked up in barns and private land, would be subject to insurance? What if their owners can't be found? Will there be a DVLA style crusher?
What a stupid idea. It truly is. Another case of picking on and charging the generally law abiding classic car community. Maybe the insurance companies should spend a little more time driving up and down the queens highway and stop the vast volumes of battered early nineties car driven by yobs....I can spot an uninsured car from miles away - why can't they?
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Jun 29, 2006 12:54:25 GMT
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Hey, thats going to bring massive benefits to all parties, what a great idea.
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1972 Fiat 130 1985 Talbot Alpine 1974 Lancia Beta Saloon 1975 + 1986 Mazda 929 Koop + Wagon 1982 Fiat Argenta 2.0 iniezione elettronica 1977 Toyota Carina TA14 BEST CAR EVER!!!!!!!! 1979 Datsun B310 Sunny 4-dr 1984 Audi 200 Quattro Turbo 1983 Honda Accord 1.6 DX GONE1989 Alfa 75 2.0 TS Mr T says: TREAT YO MOTHER RIGHT!
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Jun 29, 2006 13:03:39 GMT
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What a crock of old tosh.
What do they need to be insured against?
Take for instance the tat me & berlinetta hoard in our barn.... If it goes up in flames then that's already covered by the portion of the rent that goes towards the owner's insurance costs. Admittedly, I would get nowt, but that's by the by. he'd still get the money back for any damages etc.
And what else, theft? I would like to know how someone would get to the place in the first place as it's like fort knox. IF someone got past the huge security gate & ditches, and the dogs, and the farmer with his big shooty-bangy and the locks on the barn and the alarm system, then they can help themselves!
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bstardchild
Club Retro Rides Member
Posts: 14,937
Club RR Member Number: 71
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Jun 29, 2006 13:05:46 GMT
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Few searches later - round the houses internet style
From a press release from MIIC (Subsidary of MIB) Dated 30th September 2005 New crackdown on uninsured drivers
There will soon be no escape for persistent uninsured drivers following the government’s amendments to the Road Safety Bill, according to the Motor Insurers’ Bureau.
The new proposals will make it an offence to own a car that is uninsured or not registered as off the road. If caught, drivers could pay a £60 fine or see their vehicles seized and crushed.
The MIB will supply the police with details of suspected uninsured vehicles from its database, which contains information covering current and lapsed insurance policies in the UK.
The MIB’s chief executive, Ashton West, commented: “The net is closing ever tighter on uninsured drivers who continually cheat the system. We will help police forces across the country to identify and prosecute these rogue motorists.”
Mr West also believes that targeting uninsured drivers will improve Britain’s road safety record.
“Uninsured drivers are six times more likely to have been convicted of driving unroadworthy vehicles than honest motorists and nine times more likely to have been convicted of drink-driving,” he continued. “In addition, it’s highly likely that their vehicles have no MOTs are untaxed and are generally unroadworthy. By cracking down on these drivers, we should also make our roads safer for everyone else to use.”
If you require more information or would like to speak with Ashton West, please contact:
Neil Cameron – tel: 020 7861 2497 ncameron@qbo-bellpottinger.co.uk
Ric Shadforth – tel: 020 7861 2505 rshadforth@qbo-bellpottinger.co.uk
I've left the email addresses undoctored so the Bots can pick em up and spam em ;D
So from what I can see if the car is not registered as off the road (SORN) then you are fair game to be fined for not being insured if the proposals are accepted
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Jun 29, 2006 13:11:57 GMT
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Barmy, and hopefully it'll never happen.
AFAIK there is no law that says your house should be insured, for buildings or contents (though the mortgage will require the former). So why should some immobile piece of metal, plastic and rubber need it?
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Jun 29, 2006 13:13:12 GMT
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It's true, if a car is sorned it doesn't apply. It is a pain in the if you are a trader and have to put all your stock on the motor vehicle insurance data base unless you sorn them when you buy them.
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bstardchild
Club Retro Rides Member
Posts: 14,937
Club RR Member Number: 71
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Jun 29, 2006 13:22:56 GMT
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I've replied in the thread on Piston heads too - damn it's such a long time since I posted there I forgot my log on details (me post count has dropped a bit too!!!)
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Jun 29, 2006 13:26:35 GMT
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It seems its not so grim. Here is the latest road safety bill: www.publications.parliament.uk/pa/cm200506/cmbills/170/2006170.pdfIf you go to page 27 line 35, it says that the new offence of 'keeping vehicle which does not meet insurance requirements' cannot be pinned on someone if the car is not used on a road or other public place. so not too different from the current situation. It does not even say that the vehicle must be declared 'sorn' to avoid this offence.
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1972 Fiat 130 1985 Talbot Alpine 1974 Lancia Beta Saloon 1975 + 1986 Mazda 929 Koop + Wagon 1982 Fiat Argenta 2.0 iniezione elettronica 1977 Toyota Carina TA14 BEST CAR EVER!!!!!!!! 1979 Datsun B310 Sunny 4-dr 1984 Audi 200 Quattro Turbo 1983 Honda Accord 1.6 DX GONE1989 Alfa 75 2.0 TS Mr T says: TREAT YO MOTHER RIGHT!
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Jun 29, 2006 13:29:07 GMT
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Tidy
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Jun 29, 2006 14:02:22 GMT
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You get into bother for not SORNing your car anyway - it either has to be taxed (and therefore insured in a lot of cases) or SORN and kept off the public highway, so I can't really see any difference. If someone wanted to drive a car without insurance it'd just mean they'd have to SORN it too.
So yeah not too bad after all. It irks me that the multi-billion pound insurance industry has done this though. No vested interest there then! Scumbags.
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Jun 29, 2006 14:13:22 GMT
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Oh no not more stupidity. Mines not insured but it should be, but i forked out a whopping £600 for home insurance and the MR2 yesterday! if it was to become a requirement by law, i can imagine the prices of garaged cars insurance rising. with all these increasing regs it very difficult to responsibly own cars, yet I know two people with out tax (months + months out) and at least one has no MOT too, thats void insurance (if they got it) isn't it?
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it doesn't matter if it's a Morris Marina or a Toyota Celica - it's what you do with it that counts
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Jun 29, 2006 17:03:58 GMT
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I haven't read all the stuff in this thread but...... ......my interpretation is that the important word here is "OR" - if it's not SORN'd then it has to be insured. Doesn't seem too big an issue as all off road cars have to be SORN'd anyway. curse word if you forget though
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Jun 29, 2006 17:45:35 GMT
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fair enough i guess then, my 3dr doesnt need sorn cos its been off the road for ever, so i guess its to tackle people like me with mysterious cars. How are the tax dodgers getting away though?!
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it doesn't matter if it's a Morris Marina or a Toyota Celica - it's what you do with it that counts
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Jun 29, 2006 18:24:03 GMT
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I guess that one of the reasons for this is that to stop people renewing their road tax with an insurance certificate that has only a few days left on it, and then not bothering to renew the insurance....
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Yet another non-crime created by this government. As if we didnt have enough real crimes.
OK, I'm writing to my MP.
I suggest you all do the same. Particularly those of you in Labour seats and ESPECIALLY those of you in marginals. Nothing makes an MP sweat like the thought of having their nose yanked out of the trough.
If it goes through I suspect there will be "collectors" policies to cover off-the-road wrecks for not-a-lot.
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"Jeremy Clarkson, a man we motor enthusiasts need on our side like Lewis Hamilton's F1 car needs a towing ball and a Sprite Musketeer" My motor
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I'm a criminal! There really needs to be common sense involved here. My Fiesta arrived taxed, but not driveable, so I kept it off the road 'til it was repaired. Why should I have to cash the tax in, SORN it, then have the hassle of re-taxing it once it's insured a fortnight later? A Fiesta which won't go, locked in a 40ft container in the middle of nowhere, isn't much of a risk to anyone....
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My fleet: Suzuki GSX-R600Y SRAD with bald, melted tyres A borrowed Mondeo
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